XRP Whales Hit Record High: What It Signals for Ripple

XRP whales have made headlines again as critical data shows a record surge in large-scale accumulation, painting a highly optimistic picture for the Ripple ecosystem. This significant uptick in holdings signals growing confidence among major investors as Ripple navigates recent legal victories and expansion moves in 2025.

Recent blockchain data indicates that wallets holding 10,000 or more XRP have surpassed the 300,000 address mark—a new all-time high. These addresses, associated with high-net-worth individuals or entities, have been increasing steadily, especially since the start of the year. According to market analysts tracking XRP’s on-chain metrics, this consistent buy-in from whales suggests a bullish sentiment that could have major implications for Ripple’s future.

The accumulation trend became especially prominent following the U.S. elections. With expectations high for regulatory shifts that could favor blockchain and crypto-based businesses in the region, many saw it as a strategic time to increase their XRP positions. Although whale holdings dipped slightly in December, momentum returned strongly by early 2025, continuing through subsequent months with only minimal pullbacks.

Supporting data from a blockchain analytics platform confirms this trend, showing the gradual yet persistent rise in large-wallet addresses. Analysts describe this as a solid indication of rising institutional and high-stakes investor interest in Ripple’s native token. Popular cryptocurrency observer Amonyx called the pattern ”insanely bullish,” asserting it as undeniable proof of climbing investor trust.

In April alone, whales added over 900 million XRP to their balances. Translated into fiat, this represents nearly $2 billion worth of XRP snapped up in a single month. That level of investment underlines a belief that something major is coming—whether it’s further legal vindication, protocol development, or favorable regulatory outcomes.

This rise in strategic accumulation coincides with Ripple’s continued growth efforts following the apparent resolution of its legal saga with the U.S. Securities and Exchange Commission. With that cloud largely lifted, Ripple has focused on aggressive expansion, including the acquisition of a financial trading platform. At the same time, its recent $5 billion acquisition offer to another major crypto company was reportedly turned down, signaling its appetite for significant growth and influence remains strong.

Excitement among XRP supporters is also mounting around the potential approval of a spot ETF. While futures-based XRP ETFs have already seen progress, a spot ETF would allow direct exposure to the asset, presenting a massive opportunity for mainstream investors to enter the market. However, the U.S. SEC has postponed its decision on some of these applications, with a new deadline set for mid-June 2025. Industry insiders expect summer approvals for a slate of cryptocurrency spot ETFs, with XRP anticipated to be among them.

Many view the recent aggressive moves by whales as proactive positioning for such milestones. If a spot ETF is approved, demand for XRP could increase significantly, strengthening Ripple’s market presence and utility. Given the scale of recent investments, large holders appear confident in that direction.

While XRP’s performance on the price chart may not have been explosive in recent weeks, the underlying metrics tell a more compelling story. Whale accumulation, regulatory progression, and Ripple’s strategic moves all point to mounting momentum behind the asset.

Related: Expert Advice: Sell XRP If You’re Confused

For long-term holders and prospective investors, the activity among large XRP wallets offers a key signal: faith in Ripple’s roadmap and XRP’s relevance in the evolving financial landscape is growing stronger by the day.