XRP Price Prediction: Can Ripple Reach $10 in 2025?

XRP price prediction has become a hot topic among cryptocurrency enthusiasts, especially as the token shows signs of renewed momentum. With eyes on a possible surge to the $10 mark by 2025, excitement is building across the crypto community. But how realistic is such a leap for Ripple’s native asset?

The XRP Army—Ripple’s most passionate community—has made some bold claims in recent months. Some have likened investing in XRP today to buying prime Manhattan real estate decades ago, while others have floated extreme projections as high as $100. While those lofty figures may raise eyebrows, a more feasible milestone of $10 seems to be gaining traction, prompting many to wonder if the token can rise by over 320% from current levels.

When asked about this scenario, ChatGPT offered a clear-eyed perspective. According to the AI tool, reaching the $10 range is not out of the question for XRP, but the road there is paved with significant hurdles and dependencies. Historical precedent exists—Ripple’s token has previously experienced greater percentage gains, notably during its dramatic rise in late 2024 and early 2025. However, past performance is not always a reliable predictor of future outcomes.

One of the more influential events that has cleared the path for XRP is the partial resolution of the long-standing lawsuit with the U.S. Securities and Exchange Commission. While the legal proceedings have not fully concluded, both sides have agreed to a $50 million settlement. ChatGPT noted that this agreement eliminated a major point of uncertainty for the token, potentially improving investor sentiment and attracting increased institutional attention.

Speaking of institutional interest, the possibility of a spot Ripple ETF being approved in the United States has become another key catalyst. According to estimates from Polymarket, there is a 79% chance of this financial product hitting U.S. markets before the year ends. This would make XRP more accessible to traditional investors, possibly ushering in a new wave of capital inflow.

Beyond legal and institutional developments, broader market trends will also play a pivotal role. The anticipated arrival of altseason—a market phase where alternative cryptocurrencies outperform Bitcoin—could provide additional momentum. As the second-largest non-stablecoin altcoin, XRP stands to benefit considerably from a favorable cycle, assuming market enthusiasm stays strong.

Despite the optimism, ChatGPT pointed out several factors that make reaching a $10 valuation complex. One central concern is XRP’s market capitalization. To sustain such a price, the total market value of all XRP tokens in circulation would need to surge to approximately $580 billion. This figure would place Ripple’s token at nearly double the current valuation of Ethereum, the second-largest cryptocurrency by market cap.

Additionally, the competition XRP faces is not limited to the crypto space. While thousands of alternative coins exist, XRP also competes in global finance as a cross-border payment solution. Traditional systems and technological innovations from other blockchain platforms present challenges to Ripple’s vision and scalability.

Overall, ChatGPT concluded with a balanced view. Although a $10 XRP is possible, actualizing that target depends on a combination of crucial developments—rising adoption across financial sectors, favorable regulatory tailwinds, increased demand from retail and institutional investors, and a thriving market environment.

“While reaching $10 is within the realm of possibility, it would require a confluence of favorable factors, including increased adoption, positive market sentiment, and supportive regulatory developments. Investors should consider these factors and conduct thorough research when evaluating XRP’s potential.”

Related: Expert Advice: Sell XRP If You’re Confused

While no forecast offers certainty, the roadmap to $10 for XRP exists. Whether the necessary elements align by 2025 remains to be seen.