XRP Ownership Above 10,000 Coins Now a Rare Luxury

Owning more than 10,000 XRP has become increasingly rare as economic instability and inflation shake global financial systems. The rising value of XRP, coupled with weakening fiat currencies, has shifted its accumulation into a luxury category, argues Edoardo Farina, founder of Alpha Lions Academy and a prominent crypto voice on social media.

Today, with each XRP trading at $2.30, purchasing 10,000 coins demands an upfront commitment of $23,000 — a steep figure in a time when many individuals are dealing with soaring debts and daily living expenses. Farina believes that widespread economic hardship is compelling ordinary investors to liquidate their XRP holdings simply to meet basic survival needs like food and rent, rather than viewing them as long-term assets.

According to recent data, ownership patterns back up this viewpoint. Analysis of XRP wallet distribution reveals that out of over 6.55 million addresses, less than 4% actually possess at least 10,000 XRP. In fact, the majority of wallets — more than 5 million — contain 500 XRP or fewer. A more detailed breakdown shows just 166,258 wallets holding between 10,000 and 25,000 XRP, and 159,566 wallets containing between 5,000 and 10,000 XRP.

This scarcity of high-volume holders leads Farina and other market watchers to emphasize how vital it is to secure a meaningful position in XRP. They argue that achieving the 10,000 threshold is no longer simply about participation — it could represent a serious wealth-generation opportunity. As he explains in a recent statement, owning this amount might unlock transformative financial growth.

Farina has grown increasingly firm in his belief that a staggering 99% of XRP investors may soon be priced out of the market. While he originally projected that 95% would face exclusion, in a follow-up video release, he raised the bar, citing inflation, fiat currency depreciation, and global instability as the biggest barriers ahead.

“We’re already witnessing people around the globe liquidating their small XRP stacks to pay for necessities,” Farina noted grimly. “This isn’t about indulgence anymore; it’s about staying afloat.”

His argument deepens when pointing out that what once cost $5,000 now requires over $20,000 — not because XRP has exploded in value alone, but due to the alarming shrinkage of fiat currency purchasing power. Farina questions the authenticity behind other crypto rallies, especially referencing the current performance of Bitcoin. He asked, “Is Bitcoin really going to $112,000, or is the U.S. dollar simply collapsing?”

His skepticism about Bitcoin’s recent rise is also apparent in his earlier criticism where he argued that such rallies are often strategically engineered to mislead smaller investors into acting as liquidity exits for institutional players.

Rather than selling off one’s XRP holdings hastily, Farina advocates proactive lifestyle changes. He urges investors to get creative with earning opportunities — from digital freelancing to gig work, or even emigrating to regions with lower living costs, much like he did when relocating to Greece.

“If your faith in XRP’s future remains strong, trading your crypto today for short-term relief is playing into a bigger trap,” he warned. “Protect your assets by adapting your life, not liquidating your future.”

Related: Expert Advice: Sell XRP If You’re Confused

Farina’s overarching message is clear: those who hold strong in the face of economic adversity could soon find themselves ahead of the curve if XRP continues its projected growth trajectory. He urges the community to resist panic-selling and focus on long-term vision, as the window to accumulate meaningful XRP stacks at accessible levels may be closing faster than expected.