XRP Reserve Strategy: Why Ripple Isn’t Going All In

The growing conversation around XRP and its role in corporate treasury strategies has stirred debate, especially amid comparisons to Bitcoin-centric models. Despite XRP gaining increasing institutional interest, critics are questioning why Ripple hasn’t adopted an XRP-focused reserve strategy if the asset is truly poised to replace SWIFT and climb to lofty valuations.

The conversation reignited when SharpLink Gaming, a trailblazer in implementing an Ethereum-based corporate reserve approach, faced a sharp 73% drop in after-hours trading. This crash served as ammunition for Bitcoin maximalists, who argue that only BTC is viable as a corporate reserve. One voice echoing this sentiment is Steven Lubka, who cited SharpLink’s performance to dismiss Ethereum and altcoins as unreliable for long-term treasury planning.

Financial analyst Gary Cardone joined the discourse by directing attention to Ripple’s token strategy. In a comment that struck a nerve with the XRP community, Cardone questioned why Ripple hasn’t committed more strongly to XRP as a reserve asset—especially if XRP is genuinely expected to hit levels as high as $8,000 and function as a SWIFT replacement.

Cardone argued that if Ripple’s confidence in XRP were as strong as its supporters claim, then the firm itself should be holding XRP as the centerpiece of its corporate reserves. For him, Ripple’s current treasury strategy casts doubt on how much faith the company actually puts in the token’s future valuation.

XRP Community Pushes Back

Cardone’s remarks drew swift responses from the XRP Army. Critics labeled his stance contradictory, pointing out that Ripple already holds about 40% of total XRP supply. Jason Jude, a vocal XRP supporter, called it ironic for skeptics to urge Ripple to increase its XRP holdings while simultaneously accusing the company of centralization due to those very holdings.

Further rebukes claimed Cardone’s views are influenced by a narrow Bitcoin-only perspective. Multiple community members suggested he may regret dismissing XRP, especially given the increasing wave of global interest in Ripple’s ecosystem and its practical utility in payments.

Corporate Adoption of XRP on the Rise

Even amid heated debates about XRP’s value proposition, data shows a rising number of Nasdaq-listed companies are embracing XRP as a part of their treasury strategies. These firms are not only diversifying away from Bitcoin but are also aligning themselves with Ripple’s payment network offerings.

One high-profile example is Trident Digital Tech Holdings, which is raising $500 million to build a significant XRP reserve. Chinese firm Webus International is also eyeing Ripple’s ecosystem, seeking $300 million in credit lines to integrate XRP into its financial infrastructure.

Meanwhile, Nasdaq-listed VivoPower International has allocated $100 million from a recent funding round specifically for XRP accumulation. Wellgistics Health has similarly secured $50 million in credit to support its XRP reserve model. All these moves signal that momentum around XRP as a treasury and payment asset is building across sectors and continents.

Altcoins Proving Their Worth in Reserve Models

Amid the turmoil at SharpLink Gaming, altcoin advocates are pushing back on claims that only Bitcoin is suitable for treasury strategies. Supporters of other assets, like Solana, point to data highlighting tremendous gains from altcoin-based corporate strategies.

One standout is DeFi Development Corp, which has posted an astonishing 3,657% year-to-date gain after implementing a Solana-focused treasury plan. Equally notable, SharpLink’s monthly chart still reflects an 882% hike, which contradicts the doom-and-gloom narrative put forth by Bitcoin loyalists.

These developments indicate that alternative cryptocurrencies like XRP and Solana are increasingly proving their merit in real-world applications. While risk remains, the diversification of corporate strategies beyond Bitcoin is a sign of a maturing market willing to bet on utility-based assets.

Ultimately, Ripple may abstain from adopting a pure XRP reserve strategy due to regulatory complexities or internal risk assessments. But as institutional adoption climbs and real-world integration continues, the case for XRP as a legitimate component of modern treasury models becomes increasingly difficult to ignore.

Related: Expert Advice: Sell XRP If You’re Confused

Whether or not Ripple takes the leap, companies worldwide are starting to do so—suggesting faith in XRP’s utility and longevity is very much alive, even if not officially embedded within Ripple’s balance sheet strategy.