XRP Could Hit $10,000: Why Dismissing It May Cost You

XRP enthusiasts are buzzing about a bold forecast from a notable crypto analyst who claims that XRP reaching $10,000 is not mere hype—but a logical outcome of current economic and financial trends.

The commentator known as Pumpius laid out a detailed argument suggesting the convergence of fiat currency devaluation, the tokenization of real-world assets, and Ripple’s growing institutional platform could catapult XRP into a vital role in the next era of global finance.

U.S. Dollar Decline and the Mounting Debt Crisis

Central to Pumpius’s conviction is the deteriorating health of the U.S. dollar. He points out that since the U.S. ended its gold standard in 1971, the dollar has lost more than 96% of its value when adjusted for purchasing power. At the same time, the national debt has ballooned past $34 trillion, dragging annual interest payments over the $1 trillion mark. This relentless borrowing and spending, he argues, force the Federal Reserve into constant money printing, inflating asset prices and undermining traditional currencies.

In this unstable environment, Pumpius suggests, non-sovereign assets like XRP could gain significant traction as a neutral settlement medium with high efficiency and global interoperability.

The Rise of Real-World Asset Tokenization

Another pillar of Pumpius’s $10,000 XRP argument involves the surging trend toward tokenizing real-world assets (RWA). Financial giants like JPMorgan, HSBC, Citi, and BlackRock are investing heavily in building frameworks to digitize a wide array of assets—including stocks, real estate, government bonds, and even carbon credits.

Industry analysts estimate that between $16 trillion and $30 trillion of real-world assets will be tokenized by 2030. As this infrastructure develops, there will be a growing demand for fast, secure, and borderless settlement solutions. According to Pumpius, XRP is engineered to fulfill this role thanks to unique XRP Ledger features like atomic settlement, minimal cost transactions, and an integrated decentralized exchange.

He refers readers to this critical counterpoint to the XRP $10,000 thesis, acknowledging skepticism while reaffirming XRP’s technical advantages.

Ripple’s Global Financial Infrastructure

Pumpius underscores Ripple’s strategic achievements as a foundation for XRP’s value proposition. RippleNet, the company’s worldwide network, boasts participation from over 300 financial firms. Its on-demand liquidity solution, now branded as Ripple Payments, is operational in numerous regions, enabling cross-border settlements with heightened efficiency.

Ripple also recently introduced RLUSD, a stablecoin native to the XRP Ledger and issued under regulatory oversight. This move is seen as essential to enhancing institutional liquidity flows. Additionally, Ripple’s investments in secure custody solutions reinforce the belief that XRP is more than a speculative asset—it is poised to be a backbone of emerging digital financial ecosystems.

Breaking Down the $10,000 XRP Forecast

At the heart of Pumpius’s valuation model is a theory based on monetary velocity. He proposes a scenario in which XRP gains as little as 10% of global FX trades, 10% of tokenized assets, and 5% of global debt settlements—then cycles rapidly through high-volume transactions.

Given XRP’s fixed supply and utility-driven demand, the resulting valuation could reach the coveted five-digit mark. Detractors argue that such prices would imply a total market cap beyond the size of all combined global assets. Still, supporters counter that market capitalization is misleading when applied to tokens focused on transactional throughput and liquidity facilitation, not static investment.

For readers interested in a more skeptical view, former regulators have weighed in to dismiss such lofty price targets, as outlined in an earlier article.

Final Thoughts

Ultimately, Pumpius insists that critics who write off the possibility of XRP reaching $10,000 may be missing the bigger picture. He envisions a transformative shift in global liquidity where XRP doesn’t just supplement financial systems—it underpins them.

In his words, overlooking the groundwork being laid today is more irrational than betting on a future XRP valuation many dismiss as outlandish. As he explained in yet another statement, the real risk might not be overestimating XRP’s potential—but failing to prepare for it.

Related: Expert Advice: Sell XRP If You’re Confused

With XRP currently priced at $2.20, skyrocketing to $10,000 would represent an astronomical growth of 454,445%. Whether realistic or not, the conversation itself speaks volumes about evolving perceptions of crypto utility and XRP’s long-term place in global finance.