XRP Adoption Expands With 28,000+ US ATM Locations

XRP adoption continues to gain momentum as it reaches a significant milestone in the United States. Despite ongoing legal proceedings, thousands of American users now have greater access to the digital asset through new retail channels.

XRP Now Available at Over 28,000 US Retail Locations

Coinme, a leading cryptocurrency cash exchange provider, has added support for XRP across more than 28,000 physical locations throughout the United States. This advancement enables users to buy and sell XRP directly with cash, significantly enhancing accessibility and utility for retail participants in the crypto space.

The announcement, made via Coinme’s official X account, emphasized the growing role of the XRP Ledger in banking and cross-border remittance use cases. The move not only broadens the availability of XRP, but also strengthens its position within the evolving landscape of digital finance in the US.

Coinme stated: “We’ve just added XRP to 28,000+ retail locations across the US where you can buy and sell XRP with cash! The XRP Ledger continues to expand use cases for banking and remittance purposes.”

This development is viewed as a substantial step toward mass adoption of Ripple’s native asset. With more ways to interact with XRP in everyday retail settings, this could be pivotal for its broader mainstream recognition and practical application.

Legal Battle With SEC Presses On

While the latest expansion offers positive news for users and advocates of Ripple, the ongoing legal saga between Ripple Labs and the Securities and Exchange Commission (SEC) remains unresolved. Recently, a US District Court decision denied a joint motion from both parties that aimed to bring the protracted litigation to a close.

Judge Analisa Torres rejected the attempt to end the legal case, meaning the dispute—now in its fifth year—will continue. The heart of the matter involves whether certain past XRP sales constitute unregistered securities offerings.

Ripple’s chief legal officer, Stuart Alderoty, responded to the ruling by affirming the company’s readiness to continue its legal push. He explained that the court has left Ripple with two paths: either drop the appeal concerning the classification of historic institutional XRP sales or proceed with the appeal as planned.

“With this, the ball is back in our court,” Alderoty remarked. “The Court gave us two options: dismiss our appeal challenging the finding on historic institutional sales – or press forward with the appeal. Either way, XRP’s legal status as not a security remains unchanged. In the meantime, it’s business as usual.”

This statement reaffirms Ripple’s stance on its core argument: that XRP itself does not qualify as a security, regardless of the past methods of distribution. Until the full judicial process runs its course, uncertainty remains over regulatory implications, but operationally, Ripple and XRP continue to push forward.

Despite this legal overhang, the infrastructure surrounding XRP appears to be developing steadily. The massive increase in retail access via Coinme could encourage more widespread use of the asset, even as legal questions unfold in the background.

Related: Expert Advice: Sell XRP If You’re Confused

Looking ahead, Ripple’s ongoing commitment to its ecosystem and user growth—including this vast network of cash-access points—may signal a strategic focus on expanding market utility and resilience, regardless of the regulatory environment.