XRP Stagnation Explained: Rally Predicted by September 2025

The focus keyword XRP remains central to ongoing discussions in the crypto community as the asset continues to experience a stagnant market phase. Despite several positive developments, particularly regarding Ripple’s legal battles, XRP has not shown significant upward movement in value, leaving investors questioning its short-term trajectory.

XRP’s price has hovered near the $2 range for the past several months, even in the wake of substantial progress in the prolonged Ripple vs. SEC lawsuit. Many had hoped that recent legal clarity would prompt a bullish breakout, yet the token’s price has only seen modest gains.

A prominent voice in the XRP community, software engineer Vincent Van Code, recently weighed in on why the token has not surged post-lawsuit. He explained that much of the optimism surrounding a favorable legal outcome had already been factored into XRP’s price earlier in the year. This was largely due to the market’s anticipation of Ripple’s legal victory, especially after former President Donald Trump secured re-election—an event that many believed would expedite regulatory clarity for crypto assets.

Vincent pointed to a critical moment from July 2023 when Judge Analisa Torres issued a summary judgment that declared XRP to be a non-security in secondary markets. This verdict gave XRP a much-needed regulatory green light, triggering a price jump to $3.40 by January 2025. However, following this peak, the token saw a steady decline back to approximately $2, where it has remained for about five months.

According to Vincent, the rally sparked by legal resolution has run its course. Now, he believes that further price appreciation will stem from real-world utility and institutional adoption. In a recent analysis, he predicted that XRP’s next growth phase will be driven by financial institutions announcing new collaborations with Ripple, particularly those that plan to employ Ripple’s On-Demand Liquidity (ODL) for global remittances and settlements.

While some companies have already disclosed such integrations, Vincent noted that many others are engaged in behind-the-scenes development efforts. These institutions are gearing up for enterprise-scale launches, which typically take between 18 to 24 months from regulatory approval to full implementation. Given that the key regulatory milestone occurred in mid-2023, many of these initiatives are now reaching the final execution phase.

“The rails aren’t fully live yet,” Vincent commented, pointing to the infrastructure still coming online. He emphasized that the absence of strong structural demand is the main reason behind XRP’s stagnation—not legal uncertainty. Once these systems are fully deployed and actively using XRP for real-world transactions, he expects a corresponding surge in demand that could significantly impact the token’s price.

In terms of timeline, Vincent forecasts that XRP’s next major rally is likely to occur between August and September 2025. He refrained from providing a specific price target but remained confident that institutional action will serve as the main catalyst.

For now, XRP is trading at $2.18, reflecting a 7.98% increase over the last week. Market watchers are cautiously optimistic as the infrastructure needed to support broader adoption appears to be nearing completion.

Related: Expert Advice: Sell XRP If You’re Confused

To gain more context around the Ripple lawsuit or ETF-related developments, you can explore Ripple CEO’s recent remarks in this coverage.