XRP continues to trade below the $3 mark, and many seasoned crypto analysts are viewing this as a crucial chance for accumulation before the market’s next bullish phase. Despite the recent resolution of Ripple’s high-profile lawsuit, XRP has shown bearish tendencies, briefly dipping to $2.95 alongside Bitcoin’s drop to $114,000, igniting investor concern.

Why Some Experts View XRP Below $3 as a Gift

According to Coach JV, a well-known figure in the XRP community, the current price dip is not a setback but rather “a massive blessing.” He emphasizes that genuine wealth is accrued during market stagnation, not during explosive bull runs. Coach JV argues that investors should view these red days as fertile ground for building future prosperity.

Using a farming analogy to explain his point, Coach JV likens accumulating XRP now to planting seeds when the soil looks barren. For him, true profitability comes to those who wait patiently and continue to invest during slow periods. “This is where wealth is built,” he states, reinforcing his view that disciplined patience often yields the most substantial financial returns.

From Coach JV’s perspective, XRP remains significantly underrated at its current levels. He believes that those accumulating tokens now are setting themselves up for long-term gains should the asset achieve its potential future valuations.

Community Reactions and Debating XRP’s Future

Not everyone shares Coach JV’s sentiment. A counterpoint in the XRP community suggests that a true “massive blessing” would be XRP at $500, implying current valuations are still undervaluing its long-term potential. Dismissing short-term pessimism, Coach JV responded by highlighting that only disciplined investors who remain patient during these downtrends will be well-positioned if XRP eventually approaches those lofty figures.

He reiterated that wealth is rarely built when markets are in bullish euphoria. Instead, it’s the consistent, strategic decisions made during more challenging market periods that define eventual success.

This message complements an earlier statement from Coach JV, where he claimed that neglecting XRP now could mean missing out on “the greatest wealth transfer in history.” You can read that commentary here.

Investor Hopes and Price Projections

At the moment, the majority of XRP holders own relatively small portfolios—most possess fewer than 500 XRP tokens. Yet, their expectations remain high. Some envision life-changing wealth even at prices as modest as $100 per token. For example, holding 25,000 XRP at that level would result in $2.5 million.

Of course, smaller holders would require astronomical price targets—into the thousands per XRP—for similar returns. This has led to wildly ambitious forecasts among some in the community, with prices as high as $10,000 XRP being speculated.

Critics argue that these projections often disregard practical concerns such as market capitalization feasibility and the uneven distribution of tokens. A recent analysis on such overly optimistic price targets is documented here.

Ultimately, while bullish scenarios may excite retail investors, experts like Coach JV direct focus back to patience, strategy, and disciplined accumulation—especially when prices are modest.

Related: XRP Price: $12M Max Pain for Bears

A visual representation of the blockchain ecosystem during accumulation phases in the crypto market.