DAS Report Confirms XRP’s Transformation Into Global Financial Infrastructure

Digital Asset Solutions (DAS) just released one of the clearest confirmations yet of where XRP is heading — and it’s far bigger than crypto.

According to their new research report, XRP and Ripple are no longer competing within the digital asset sandbox. They are evolving into the backbone of next-generation global payments — the same type of infrastructure used by banks, fintech networks, and institutional payment providers that require speed, scale, liquidity, and settlement certainty.

XRP Holds the Structural Advantage

The report breaks down why enterprises are increasingly leaning toward XRP for real value transfer rather than speculative trading:

• Instant settlement across borders
• Low transaction costs
• Neutral, globally accessible bridge asset
• Distributed ledger with proven uptime
• Institutional-grade reliability and regulatory progress

DAS notes that roughly 64 billion XRP are in circulation, with 36 billion locked in escrow and 5 billion held in Ripple reserves. This controlled, predictable supply model appeals to institutions that need liquidity certainty, not volatility.

Stablecoins Are Becoming Strategic — Not Competitive

One of the most important insights from the report: stablecoins are not a threat to XRP. They’re part of the system Ripple is building.

Ripple’s upcoming stablecoin, RLUSD, becomes the fiat anchor — while XRP remains the liquidity engine that connects currencies, rails, and payment corridors.

This pairing (XRP + RLUSD) is how scaled financial ecosystems form. XRP moves value. RLUSD holds value. Together, they unlock fast, compliant global settlement.

Multiple Catalysts Are Already Forming

DAS highlights a series of major structural shifts now underway:

• RippleNet partnerships expanding across banks and payment firms
• New RLUSD-powered corridors opening globally
• Institutional custody infrastructure maturing
• Regulated ETF structures entering mainstream conversation
• Record demand for predictable, low-cost cross-border rails

Each of these developments increases the probability that XRP becomes embedded directly into regulated financial plumbing — the type used by global banks and settlement institutions.

The Final Step: Direct Bank-Level On-Chain Adoption

DAS notes that traditional banks are the last major piece that has not fully moved on-chain yet. But Ripple is positioning itself precisely for that moment.

Tools now coming online include:

• Ripple Prime for institutional liquidity access
• RLUSD for fiat-grade settlement
• ZK-enabled identity layers for compliance
• Global licensing pushes including Singapore’s MPI expansion

When banks begin integrating on-chain settlement rails, XRP is one of the few assets already engineered for that environment.

DAS Says the Quiet Part Out Loud

The report makes one thing unmistakably clear:

XRP is evolving into infrastructure — not a trade.

The competition is not other tokens.

The competition is the existing, slow, fee-heavy global payment system.

And based on the trends DAS identifies, that legacy system is already beginning to shift toward the type of on-chain, liquidity-efficient architecture Ripple has been building for a decade.

The next phase isn’t speculation. It’s integration.