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This beginner’s guide explains the best places to buy XRP with top-ranking exchanges

XRP (Ripple) has been one of the best-performing cryptocurrencies in recent years. XRP brought huge gains to investors in 2018 when it reached an all-time high price of $3.84 on January 4 of the same year. Throughout the years, XRPs performance is what has made the coin a top-10 digital asset by market capitalization.

If you believe in the possibilities of Ripple Labs’ innovations which makes you think XRP is the best token for your portfolio, this guide is for you.

In this article, we will explain how and where to buy XRP in under five minutes with a secured and regulated exchange.


Where to Buy XRP Cryptocurrency – Best Places

You need to decide where to buy the XRP token before you complete your purchase. As a top potential finance project and the most demanded cryptocurrency based on investors’ preferences and google searches, dozens of crypto exchanges list this popular token.

The best place to buy XRP, however, is perhaps through one of the cryptocurrency places and platforms reviewed below.

1. eToro – Overall Best Place to Buy XRP

2. Binance – Best Place to Buy XRP Securely

3. – Best Place to Buy XRP at Low Fees

4. Bitstamp – Buy XRP on the world’s oldest exchange


How to Buy XRP – Quick Steps

If you are looking to buy XRP with low fees in 2022, you’re not alone. You’ll be amazed, therefore, to know how easily you can buy XRP right now via the eToro platform with just $10 of a minimum deposit.

Follow the quickfire guide below to learn how to buy XRP tokens in a matter of minutes.

  • Step 1: Open an Account – First, open a crypto trading account.
  • Step 2: Deposit Funds – Choose from a debit/credit card, PayPal, or a bank wire. Then deposit a minimum of $10.
  • Step 3: Search for XRP – Search for ‘XRP’ or Ripple and click ‘Trade’.
  • Step 4: Buy XRP Tokens – Finally, decide on how much money you want to invest in XRP. Then click ‘Open Trade’ to confirm.


Where to Buy XRP Cryptocurrency

Now there are many crypto exchanges offering the XRP token on their platforms. With that in mind, We have been able to shortlist the best exchanges to buy XRP through and the winners are eToro,, Coinbase, and Binance,

But what are the best places to buy XRP today? We picked these top three exchanges:

The best cryptocurrency exchanges in 2022 allow you to buy XRP safely, securely, and in a low-cost manner.

You should select an exchange based on the platform supporting your preferred payment method.

For the millions of potential traders who want answers to where can I buy Ripple XRP, consider the exchanges below.


1. eToro – Overall Best Place to Buy XRP for 2022 

eToro tops the list of best places to buy XRP because it appeals to both beginners and experienced crypto investors.

After settling into the markets in 2007, eToro has more than 20 million active users.

As an exchange of high repute, eToro is regulated by the Securities and Exchange Commission (SEC) in the United States of America. The multi-asset exchange is licensed by the Financial Conduct Authority (FCA) in the United Kingdom and regulatory bodies in Cyprus and Australia.

In addition to this, eToro is a member of the Financial Industry Regulatory Authority (FINRA).

The eToro website which can be found on the World Wide Web and applications on Apple and Google Play Store are extremely easy to use.

Depending on how cooperative you are as a customer, you can go through a verification process, and start trading XRP in less than 5 minutes. In doing so, you will be able to buy XRP (Ripple) on a spread-only basis.

We also rank eToro highly among the best places to buy XRP because it maintains competitive trading fees and a transparent fee structure. When you buy XRP here, for instance, you will only have to pay a fixed commission, i.e. 1% of your trade. The variable spreads and rollover fees for derivative traders are equally competitive. Plus, the exchange lets you view all the fees acting on your trade before you hit the “Buy and Trade” buttons.

Further, when you register a trader account with eToro, you will have access to free wallets. First is the option of leaving your coins in the exchange and having eToro store them in secure offline vaults on your behalf. Alternatively, you can move them to the free and non-custodial eToro mobile wallet app.

Users can deposit small sums of money in USD without having to pay processing fees through any of the payment methods of your preference. Once you are done purchasing XRP after you have settled on eToro as the platform where you can Ripple cryptocurrency, you can buy several digital assets with huge potential.

Some of the popular cryptocurrencies you can consider adding to your portfolio include but are not limited to Bitcoin, Ethereum, SolanaDogecoinShiba InuApeCoinTerra, SushiSwap, among others.

If you are unsure of investing in a particular cryptocurrency and you do not have the time to conduct independent research, you can take advantage of eToro Crypto Portfolio.

This is a basket of cryptocurrencies that have been carefully selected by experts.  You can make a single purchase and enjoy periodical returns.

In addition to this, there are copy trading features for beginner traders. Copy trading helps novice traders choose the investment patterns of experts and is one of the best ways of making passive income.


2. Binance – Best Exchange to Buy XRP Securely

Binance is equally popular and one of the fastest-growing crypto exchanges. Established in 2017, Binance lists all the most popular cryptocurrencies and a wide range of trading pairs. We feature it among the best places to buy XRP today because of its fast order execution speeds. This liquidity and order processing ensure that even the largest XRP buy/sell orders fill fast and with zero slippage.

Binance is the most popular and largest cryptocurrency exchange by trading volume. As some exchanges struggle with liquidity, Binance records at least $10 billion in daily volume.

The exchange can be accessed by more than 25 million customers from over 180 countries. Binance has several payment methods.

To buy XRP with Binance, you can either upload funds with fiat currency such as USD or direct crypto deposits through crypto-wallets. Direct crypto deposits are by far the cheapest way to buy XRP. This is in part to the paying of 0.10% commission on every slide.

Binance does not support e-wallets such as PayPal, Skrill, and co, this leaves bank wire transfers and automated clearinghouses (ACH) as the only way to enjoy fee-free deposits.

Depositing through debit or credit card payments is fairly expensive as it comes with a 4.5% transaction fee.

This means that if you want to invest in XRP with $100, you must upload $104.5 before you can buy the full worth of your XRPs.

Once you buy XRP, the tokens will be added to your custodial wallet on Binance. With Binance’s custodial wallet, you do not have access to your XRP holdings, just the account.

Therefore, Binance offers multi-factor authentication that helps protect your account. Although Binance has not been mired in any cybersecurity problems, the platform has a Safe Asset Fund for Users (SAFU). Should something happen, customers would be indemnified in some way through Binance’s Insurance Policy.



3. – Best Place to Buy XRP Instantly makes it to our list of best places and exchanges to buy XRP. Founded in 2016, is one of the best ways to buy XRP from the comfort of your home., like Binance, and eToro is a regulated exchange.

We also appreciate its user-friendliness and appeal to both beginner and expert crypto investors. It draws in newbie crypto traders with a user-friendly interface that lets them buy XRP instantly. Not to mention that has a smooth and straightforward client onboarding process.

When you settle on as where you want to buy XRP, one of the fastest and easiest ways to upload funds is through debit cards.

This payment method will help you to buy several XRPs that fit your investment budget. Unlike other places which charge 4.99%, charges 2.99% on debit card transactions.

New customers have a free pass for the first 30 days in terms of transaction fees. The commission fee per slide is 0.4%.

Once you are done investing in XRP, you can check out the more than 200 coins and over 330 markets on the exchange. supports staking which helps you earn decent annual percentage yields (APYs).

You can also tap into debit card which can be used at several stores worldwide.


Ways of Buying XRP 

One of the primary factors that every crypto investor ought to consider when choosing where to buy XRP is the crypto exchange’s supported payment methods.

The best way to buy XRP (Ripple) is through an exchange that supports your preferred payment method.

In this section, we will look at the most commonly used payment options and how to buy XRP with either on the exchanges discussed hereinabove.


How to Buy XRP with Credit Card or Debit Card

You can buy XRP with credit cards and debit cards. They, after all, are one of the most preferred and most accessible payment options. The three top exchanges – eToro,, and Binance – discussed above will also let you buy XRP with credit or debit cards on their platforms.

But they maintain different fees for using the service.

eToro, for instance, doesn’t charge a deposit processing fee when you deposit into the platform using credit or debit cards. and Binance, on the other hand, maintain a 2.99% and 4.5% transaction fee for card deposits, respectively.

Therefore, the best way to buy XRP with a credit or debit card is eToro. The exchange supports MasterCard, Maestro, and VISA. Therefore, you will have the option of buying XRP through one of your preferred cards.


How to Buy Buy XRP with PayPal

The majority of crypto exchanges will not let you buy XRP with PayPal. They don’t process PayPal deposits. eToro, however, stands out as one of the few crypto exchanges where you can buy XRP with PayPal.

Once again, you must be a fully verified customer of PayPal and eToro before you can deposit funds. You will not incur any fees on your deposit. This means that you can buy the total worth of your investments. eToro charges relatively smaller fees for crypto transactions.



Best XRP Wallet 

Once you learn how to buy XRP, it would be in your interest to find the best wallet to store your holdings.

You should know that the wallet on eToro, Bitstamp,, and Binance are custodial.

This means that you have access to your account through the passwords set during the registration process.

Unfortunately, having a password does not guarantee you access to your XRP holdings.

Representatives of centralized cryptocurrency exchanges have access to your XRP through private keys or passcodes.

If you want to store your XRPs offline so that you would be free from all forms of malicious attacks, you need crypto wallets.

Some of the crypto wallets that can safely and securely store your XRPs include Trezor, Ledger Nano, Edgewallet, Electrum, and Atomic Wallet.


Is XRP (Ripple) a Good Investment? 

XRP is a good investment for the long term. According to the analysts at Price, XRP could command an average trading price of $3.16, a minimum trading price of $3.07, and the maximum trading price of $3.67 by the end of 2025.

By the end of 2030, XRP could have a regular trading price of $21.88, the least possible trading price of $21.30, and the best possible trading price of $24.16. This means investors could walk with at least 400% gains in the medium term and 3,000% returns in the long term.

Instead of diving into investing in XRP right away, you should consider risks and rewards. You should always remember to answer the question, do the potential rewards involved in buying XRP exceed the possible consequences of the risks?

XRP continues to deal with the influx of new cryptocurrencies which are backed by innovative technologies. What’s more, Ripple Labs have not shown extensive interest in all areas of the space, and this could be detrimental to the fortunes of XRP.

With that said, RippleNet is the preferred choice of hundreds of financial institutions because of XRP’s on-demand liquidity (ODL) feature.

At a price below $1, XRP is a low barrier to enter into the crypto market. This can help novice or beginner traders with less capital to risk. Overall, XRP has great potential because of the activities and partnerships being formed by Ripple Labs. XRP, as an investment instrument has helped millions of people, and could help you as well.


Does XRP Have a Better Upside than Ethereum? 

Will XRP go up to the same heights as Ethereum? Can XRP rise to the new milestones of Ethereum?

Of course, XRP could have a better upside than Ethereum in the future. No one thought Bitcoin would reach $10,000, $25,000, $50,000, and a few dollars shy of $70,000.

If you want to be a better trader, you should understand the impact of percentage change before investing in XRP, ETH, or any cryptocurrency of your choice.

Although Ether (ETH) is backed by one of the most innovative technologies in the crypto finance space, it is too expensive for beginner traders.

A $1,000 investment would buy around 0.35714285 ETH at $2,800 per coin. On the other hand, you can buy around 1,428 XRP at $0.7 per token.

This means that ETH and XRP need to increase by 100% before you can double your money.

Ether needs to command a trading price of $5,600 and XRP needs to reach a trading price of $1.4 before this investment goal can be attained.

From the two scenarios, it is not impossible, but it would be easier for XRP to retest more than $1 in the future than for ETH to reach a new all-time high price of more than $5,000.

Therefore, we can boldly conclude that XRP has a better upside than ETH for novice or beginner traders that are starting out experimenting with the highly unpredictable world of cryptocurrencies.


Will XRP Price Go Up?

Yes, it certainly looks like XRP is set to increase for the remainder of 2022 and beyond based on the XRP forecast and data experts have gathered. The long-term trajectory currently outlined for XRP indicates that a rise is on the horizon. A new all-time high of $5.44 is predicted for XRP in the next 5 years.


XRP vs. the Stock Market

The stock market is part of the traditional financial system. It is categorized under less-volatile assets.

On the other hand, the cryptocurrency market is part of the non-traditional financial system (decentralized). It is categorized as highly volatile assets.

This is because stock markets are regulated by a central authority while crypto is highly decentralized in all areas.

Therefore, growth in stock is relatively slow when compared to the enormous spikes in the prices of cryptocurrencies.

Volatility has two sides and the positive side makes buying XRP a better option than purchasing any stock as a low-budget investor.

A great example can be attributed to the S&P 500 which has generated around 13% year-to-date (YTD).

Despite the bearish outlook of the market as of writing, another bull run could see Bitcoin cross $70,000.

Ethereum could finally break out of trading below $4,000 and XRP could move on from price corrections and resistance to reach new all-time highs in 2022.

Overall, risks bring greater rewards. In the short and medium term, XRP will bring you more gains than the stock markets.


Easy to Diversify 

As of May 2022, despite the progress made by Stellar (XLM) in addition to other projects, Ripple remains the go-to technology for cross-border payments.

This is why many market analysts believe XRP is highly undervalued and should be commanding the market value of Solana (SOL), Binance Coin (BNB), and Ethereum.

Suppose you have a crypto portfolio that comprises BTC, ETH, BNB, SOL, and ADA, it would be easy to diversify your portfolio with XRP since it is cheap.

In the event you have an investment portfolio that comprises stocks only, you can add XRP as a highly volatile asset that can help balance your holdings.

XRP has brought sparks to millions of portfolios and for a minimum investment of $10 on eToro, you can buy XRP for your holdings.


What are the risks of buying XRP? 

Till now, we have been heaping praises on Ripple and its native asset XRP. But like all projects in the crypto stratosphere, there are risks involved in buying XRP. Some of the risks include;


  • The Advent of New Cross-Border Payment Solutions Networks 

In 2009, the sole cryptocurrency on the market was Bitcoin.

Two years after that in 2011, Charlie Lee launched Litecoin to be the silver to Bitcoin’s golden status.

As of May 2022, there are more than 19,000 cryptocurrencies in the market.

In 2014, when Vitalik Buterin and the seven other co-founders of Ethereum launched the network which triggered smart contracts, the project enjoyed huge success.

Presently Ethereum is being given strong competition by Solana, Tron, Cardano, Eos, Algorand, and others.

In 2013, Billy Markus and Jackson Palmer created Dogecoin to poke fun at Bitcoin. DOGE became the first-meme-inspired currency and enjoyed this status for a long time.

In 2020, Shiba Inu broke into the market and continues to challenge DOGEs status as the go-to meme-inspired project with the expansion of the Shiba ecosystem.

In the same way, Ripple can continue enjoying its status as the first-mover cryptocurrency-backed technology in cross-border payment. Stellar has tried and has succumbed to the second position.

This does not mean Ripple will always be number one.

There is a young developer somewhere who may be designing a new technology that can surpass RippleNet’s on-demand liquidity (ODL) feature.

Therefore, should Ripple focus just on cross-border payments and the creation of central bank digital currencies, the project may get stuck in a market where new areas emerge daily.


  • Volatility and Speculation   

As of now, all the essential factors that drive the price of a token have been accomplished by XRP.

In the digital asset market, you should know that institutional investment (crypto whales), exchange listings, and partnerships with credible corporations are some of the factors that drive the price of cryptocurrencies.

XRP has been listed for trading by more than 100 centralized and decentralized exchanges.

What’s more, there are more than 400 financial companies that have employed RippleNet’s solution in their daily activities.

As of May 2022, XRP relies on speculation (what buyers are willing to pay) to move up in price.

Although there are multiple percentage changes periodically, they are not steep enough to take XRP to new milestones.

At the moment, it would take a crypto whale who would inject millions into the token before the $3.84 ATH will be broken.

This does not bode well for the future price patterns of XRP and should be taken into account before investing in Ripple.


XRP Price Prediction

When it comes to XRP Price Prediction, you should know that several analysts, gurus, and experts have weighed in on the subject.

With that said, we would be focusing on five of the most reputable crypto forecasting portals in 2022.

Let us take a look at XRP Price Prediction 2022, 2025, and 2030.

According to the analysts at Changelly Blog, XRP price prediction could command an average trading price of $1.07, the lowest possible trading price of $1.03, and the highest possible trading price of $1.22 by the close of 2022.

The crypto prediction portal further projects XRP price prediction to reach a normal price of $3.16, the least possible trading price of $3.07, and the best possible trading price of $3.67 by the year’s end of 2025.

The crypto website believes XRP price prediction could have a regular trading price of $21.88, a minimum trading price of $21.30, and a maximum trading price of $24.16 by the end of 2030.

Based on a report by analysts at the Digital Coin Price, XRP prediction could have an average trading price of $0.81, the lowest possible trading price of $0.75, and the highest possible trading price of $0.85 by the close of 2022.

The crypto projecting portal further thinks that XRP price prediction could command a normal trading price of $1.17, the least possible trading price of $1.06, and the best possible trading price of $1.32 by the year’s end of 2025.

The technical analysis backed portal foresees XRP value for a regular price of $2.80, a minimum price of $2.73, and the maximum price of $2.90 throughout 2030.

According to the experts, XRP price prediction could reach $1.84 if Ripple gains the support of some of the major players in the investment sector by the end of 2022. In addition to this, they believe that XRP can command the lowest possible price of $2 and the highest possible price of $2.5 by the close of 2025.


Per the experts at Wallet Investor, XRP could reach a normal price of $0.935, reach the least possible price of $0.620, and the best possible price of $1.239 by the end of 2022. In December 2025, XRP could command an average trading price of $2.072, reach a minimum trading price of $1.375, and a maximum trading price of $2.796.


How To Buy XRP – Step By Step Guide

So far, in this post, you have learned as much as there is to know about XRP. It is now time to learn how to buy your first XRP token.

For illustration purposes, we will use the eToro trading platform. We use the exchange not just because it has a user-friendly platform but because the process of buying XRP on the platform is easy and straightforward.

Here is the step-by-step guide on how to buy XRP on eToro today:


Step 1: Open a crypto trading account

Start by creating a user account on eToro. When you click the “Join Now” button on their official website, a registration form will pop up asking for basic personal information, financial standing, and history of online trading.


Step 2: Verify Your Account

Before you buy your first XRP token, you need to verify your trading account. Given that eToro is a multi-regulated crypto exchange, it is bound to subject its clients to KYC/AML tests.

The exchange will, therefore, demand that you verify your identity before you can start buying XRP.


Step 3: Deposit Funds

Once the account is verified, log in and on the user dashboard, click on the ‘Deposit Funds’ tab. You will be provided with a list of all supported payment options, such as Credit cards, debit cards, Skrill, PayPal, and Bank transfers. Choose one and follow the prompts to complete the deposit in order to buy XRP.


Step 4: Buy XRP

On the user dashboard, click on the ‘Discover’ tab and select “Crypto,” find XRP from the list of supported crypto assets and choose “Buy.”

A trading tab will pop up, customize the trade by entering the number of XRP tokens you wish to buy – or the cash you wish to spend buying XRP – and click on the “Open Trade” button to complete the XRP purchase.


Where to Buy XRP – Conclusion 

In summary, our guide has taken in-depth research and looked at where to buy XRP tokens today, the best platform to choose from, and provided a  full detailed walkthrough of the investment princess.

XRP (Ripple) is one of the coins with huge potential you can buy in 2022. With new partnerships and the impact of RippleNet in the space, XRP is destined for new milestones in the future.

If you are searching for the best way to buy XRP for your portfolio, eToro can help you do this. With just $10, you could own a few XRP tokens which could be the turning point in your investment journey.



Frequently Asked Questions About Buying XRP 
Is XRP worth buying?

Yes, XRP is worth buying because it has just posted an exemplary past price action. XRP has also proven its resilience and continues to draw in more partnerships with banks, financial institutions, and investors to its platform. The majority of crypto experts and investors are confident that XRP will sustain its current uptrend and rally to newer heights in the foreseeable future.


What will XRP be worth in the next 5 years?

No one can tell what XRP will be worth in the next 5 years with utmost accuracy. Nonetheless, the majority of price forecasters are confident that XRP will most probably break above $3 – with some like GOV Capital expecting it to reach above $5.5.


Will XRP prices go back up?

XRP proved its resilience by surviving one of the most volatile in mid-2020 and 2021. At the moment, the XRP altcoin is consolidating, with its prices have dipped 75% below its all-time high, but the vast crypto community is confident that it will rebound and set sight for new highs.


What is the best place to buy XRP?

Virtually all the most popular crypto exchanges support XRP tokens. But we consider eToro one of the best exchanges to buy xrp crypto today because it has a user-friendly interface and is highly transparent about the trading and non-trading fees on its platform. eToro is also easily available and lets you buy XRP for as little as $10.


Will XRP eventually reach $10?

Most probably, as the majority of forecasters suggested XRP could reach $10 in the next five years. Even though some have adjusted their predictions as XRP entered the correction phase, the majority are still confident the altcoin will break above $10 before 2027..


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