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Visa Approach To Digital Currency and Ripple’s Tie In

As a global payments technology company, Visa is focused on delivering the greatest value to people, businesses and economies everywhere, regardless of currency, channel or form factor. Visa is reshaping how money moves across the globe, and that means pursuing a broad array of technologies and partnerships.

Visa and Ripple share many of the same partners, let’s have a look.

Ripple and Currencycloud

Visa and CurrencyCloud

Currencycloud will enable Visa clients and partners to offer innovative, digital-first travel payment solutions including multi-currency wallets and real-time notification of FX rates.  The partnership with Ripple will allow Currencycloud to explore new mechanisms for moving money efficiently around the world, especially where regulations and limitations restrict opportunities for SMEs. It is expected that Currencycloud will focus on territories where smaller businesses are under-represented, ensuring clients will be able to process local pay-outs and collections in these increasingly important countries.

Ripple and MoneyGram

Visa and MoneyGram

Ripple announced a major partnership with MoneyGram, which will see the money transfer service use the digital currency XRP as part of its day-to-day operations.  MoneyGram and Visa Direct have formed a strategic partnership to roll out a new debit card deposit service, the companies announced in a Sept. 9 press release. The person-to-person (P2P) money transfer option offers U.S. consumers a way to send money domestically through MoneyGram to a recipient’s eligible debit card.

Ripple and EarthPort

Visa and EarthPort

The acquisition will make it possible for Visa clients to enable individuals, businesses and governments to utilize Visa to send and/or receive money through bank accounts around the world. With the acquisition of Earthport, Visa expects to be able to reach the vast majority of the world’s banked population and allow them to easily, quickly and securely move money worldwide.  Through this global partnership, Earthport’s customers will be able to leverage Ripple’s friction-free cross-border payments solution and benefit from lower liquidity management costs, all while maintaining the robust standards of compliance that regulators expect.

TerraPay and Ripple

TerraPay and Visa

TerraPay, a global payments infrastructure company, and Visa, have announced a strategic partnership that aims to develop and deliver payment solutions to drive financial inclusion and cashless transactions for domestic payments and global remittances.  TerraPay, a partner of XRP parent company Ripple and global remittance service MoneyGram, has been acquired by a group of investors that includes Prime Ventures. According to the release, the India-based TerraPay provides payment infrastructure services to banks, mobile money operators and transfer companies.

Ripple and FlutterWave (Provided by KingSolmon)

Visa and FlutterWave

Flutterwave is the only technology rail in Africa on the Ripple Network for payment processing across Africa. We enable banks and payment providers on the Ripple Network to receive payment from their customers anywhere in the world seamlessly via the blockchain technology.  Africa-focused fintech firm Flutterwave announced a $35 million fundraising round and partnerships with WorldPay and Visa as it targets expansion in northern and Francophone Africa.

Ripple and dLocal (Provide ed by KingSolmon)

Visa and dLocal

Blockchain-powered payments into South America will be available to RippleNet members through dLocal — the leading payment provider on the continent. dLocal specializes in payment acceptance and corporate disbursements in emerging markets, counting Uber, Godaddy, Payoneer and Tipalti amongst its global customers. Following dLocal’s recent expansion: Merchants that wish to sell in Indonesia will now be able to accept online cash payments, credit card payments from Visa, Mastercard, JCB and American Express, E-Wallet payments from OVO and LinkAja, and bank transfers.


Check out our you tube video on Visa and Ripple as well.  A lot going on between the two companies.

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