Ripple Payments Lands First European Bank as AMINA Adopts Blockchain Rails

AMINA Bank, a FINMA-regulated crypto bank with a growing international footprint, is positioning itself at the forefront of institutional digital asset adoption. By integrating Ripple Payments, the bank can now offer faster, lower-cost, and more transparent cross-border transactions without relying on outdated correspondent banking networks.

Solving the Fiat-to-Blockchain Friction

One of the biggest challenges facing crypto-native businesses today is navigating legacy banking systems that were never designed to support blockchain-based transactions or stablecoins. Ripple Payments directly addresses this issue by allowing banks to operate across both fiat and blockchain rails simultaneously.

With this integration, AMINA Bank clients can move funds seamlessly between traditional currencies and digital assets, reducing settlement delays, minimizing operational friction, and improving overall reliability. The result is a payments experience designed for the speed and scale required by modern financial institutions and Web3 businesses.

“Native Web3 businesses often run into friction when working with legacy banking systems, especially for cross-border stablecoin transactions,” said Myles Harrison, Chief Product Officer at AMINA Bank. “With Ripple’s support, we’re significantly expanding our capability and helping our clients maintain a competitive edge.”

Expanding Institutional Crypto Banking Services

AMINA Bank’s adoption of Ripple Payments reinforces its broader strategy to integrate cutting-edge financial technology into its core banking services. The bank serves both crypto-native companies and traditional financial institutions that are increasingly embracing digital assets.

According to Ripple, this partnership strengthens AMINA Bank’s role as a critical on-ramp between digital asset innovators and established financial infrastructure.

“Through our licensed payments technology, we’re providing a crucial bridge between fiat and blockchain rails,” said Cassie Craddock, Managing Director for the UK & Europe at Ripple. “AMINA Bank exemplifies the forward-thinking approach needed to drive wider digital asset adoption.”

Ripple Payments and RLUSD Momentum

The collaboration builds on an existing relationship between the two firms. Earlier this year, AMINA Bank became the first bank globally to support Ripple USD (RLUSD), offering custody and trading services to institutional clients.

Ripple Payments now operates across more than 90% of daily foreign exchange markets and has processed over $95 billion in transaction volume. The licensed solution is currently available in key financial hubs including Switzerland, the United States, Singapore, Brazil, Australia, Dubai, and Mexico.

Why This Matters

This first European bank adoption represents more than a single partnership. It signals growing institutional confidence in blockchain-based payment infrastructure and highlights how regulated banks are beginning to move beyond experimentation toward real-world deployment.

As stablecoins, tokenized assets, and digital settlement rails continue to gain traction, integrations like this position Ripple Payments as a foundational layer for the next phase of global finance.

About AMINA Bank

Founded in 2018 and headquartered in Zug, Switzerland, AMINA Bank AG is a pioneer in regulated crypto banking. The bank holds multiple global licenses across Switzerland, Abu Dhabi, Hong Kong, and the European Union under MiCAR, enabling it to provide custody, trading, exchange, and portfolio management services for digital assets to professional and institutional clients.