XRP exchange Gemini has taken a major step forward in Europe by securing a Markets in Crypto Assets (MiCA) license from Malta’s financial regulator. This development positions the company to extend its services across more than 30 nations within the European Union, leveraging recent regulatory changes.

How Gemini’s MiCA License Signals Growth in Europe

The Malta Financial Services Authority (MFSA) granted Gemini a MiCA license, a pivotal regulatory achievement for crypto firms operating within the European Economic Area. The license provides a unified legal framework thanks to Europe’s new digital asset regulation, making it easier for compliant platforms to serve customers across multiple EU states.

In a recent blog post, Gemini emphasized that this license will enhance its ability to expand its suite of crypto offerings, including trading and custody services, to users throughout Europe.

Integrating Regulatory Progress with Derivatives and Tokenized Stocks

Gemini has been systematically strengthening its regulatory presence across Europe. Earlier this year, in May, the exchange secured a MiFID II license, also from Maltese authorities, allowing the company to enter the derivatives market in the EU. By June, Gemini had already introduced tokenized stocks, becoming an early adopter of this innovation within the European market.

With its new MiCA authorization, the crypto exchange can now legally offer these advanced financial products not only in Malta but across the EU—an essential step in providing accessible and compliant crypto solutions to both retail and institutional investors.

Compliance at the Core of Gemini’s European Strategy

Gemini’s approach has consistently focused on regulatory alignment. The firm views the MiCA license as a validation of its compliance-first principles. According to the company, this foundation will allow it to expand its crypto offerings, including upcoming derivative products, while ensuring transparency and security for its client base in Europe.

MiCA itself represents the European Union’s first cohesive digital asset rulebook. It aims to establish consistent compliance standards across member states, offering clarity to companies seeking to operate lawfully in Europe’s blockchain and crypto ecosystem.

IPO Preparations Add to Gemini’s Expansion Narrative

In addition to achieving major regulatory milestones, Gemini is preparing for a public offering. The company recently announced that it has hired key financial players—Goldman Sachs (GS), Citigroup (C), Morgan Stanley (MS), and Cantor—as lead underwriters for its upcoming IPO. This move underscores Gemini’s ambition to scale beyond crypto markets and enter the mainstream financial arena.

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Such developments signal a broader strategy from the Winklevoss-backed platform, aligning operational expansion in Europe with planned capital growth through public markets.