XRP: Expert Predicts RLUSD Adoption

What to Know:

• Ripple’s RLUSD stablecoin is poised to drive global adoption of XRP by bringing a diverse range of users onto the XRP Ledger (XRPL).
• RLUSD’s integration with platforms like Securitize and its adoption as a payment method by companies like Tembo showcases its growing utility and real-world applications.
• Despite being relatively new, RLUSD’s strategic partnerships and expanding ecosystem position it for potential dominance in the stablecoin market, benefiting the broader XRP ecosystem.

Phil Kwok, co-founder of EasyA, suggests that Ripple’s stablecoin, RLUSD, could significantly accelerate the global adoption of XRP. Kwok believes RLUSD will act as a bridge, attracting users and institutions to the XRP Ledger (XRPL). This perspective reinforces the idea that RLUSD will complement, not overshadow, XRP within the Ripple ecosystem.

RLUSD’s utility is expanding through strategic integrations across various markets. Ripple’s partnership with Securitize allows institutional investors to exchange shares of BlackRock’s BUIDL fund and VanEck’s VBILL for RLUSD, showcasing its potential to bring high-quality assets onto XRP rails. Tembo, an electric vehicle subsidiary, has also adopted RLUSD as a payment method, highlighting its growing real-world applications.

so much here. but one thing to think about: bringing high quality collateral onchain. make the chain valuable. i don’t see rlusd itself as the endgame. rlusd will smooth the transition onto the xrpl. then xrp comes into play…
— Phil Kwok | EasyA (@kwok_phil) November 19, 2025

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Ripple has strategically expanded RLUSD’s reach into Africa through partnerships with Yellow Card, VALR, and Chipper Cash, which broadens adoption in emerging markets. These integrations demonstrate RLUSD’s role as a practical on-ramp, gradually bringing global users and capital onto the XRPL. This paves the way for broader XRP adoption by enhancing the utility and value of the XRP Ledger.

While RLUSD’s market capitalization is currently smaller compared to stablecoin giants like USDT and USDC, it is still relatively new, launching in December 2024. Kwok suggests that RLUSD’s significance lies in its ability to bring high-quality collateral on-chain, which will enhance the value and utility of the XRP Ledger. As RLUSD matures and its ecosystem expands, it is positioned to play a crucial role in driving the adoption of XRP.

RLUSD’s expanding integrations and strategic partnerships are setting the stage for potential market dominance. By serving as a bridge for high-quality assets and facilitating real-world transactions, RLUSD is poised to drive adoption of the XRP Ledger and increase the relevance of XRP across the network. This positions RLUSD as a key catalyst for the broader XRP ecosystem.

Related: XRP Price: $12M Max Pain for Bears

Source: Original article