XRP Ledger Integrates USDC in Major Milestone

The XRP Ledger has taken a significant step forward as Ripple’s blockchain now supports USDC, the world’s second-largest stablecoin by market capitalization. This integration marks a pivotal development for the XRP ecosystem, expanding its utility across global payments and decentralized finance.

Circle, the company behind USDC and now publicly listed, confirmed that the stablecoin is fully operational on the XRP Ledger (XRPL). According to their official statement, the addition of USDC to XRPL provides developers, institutions, and end-users direct access to a regulated, trusted stablecoin—without the need to rely on cross-chain bridges.

The announcement was officially shared by Circle via social media. In their statement, they emphasized the importance of bringing USDC to XRPL for building enterprise-grade payment solutions, streamlining international money transfers, and facilitating liquidity in financial applications. By leveraging Ripple’s proven infrastructure, Circle aims to make stablecoin transactions more efficient and globally accessible.

This latest development extends the reach of USDC to 22 blockchains, solidifying its status as one of the most widely adopted stablecoins across the decentralized ecosystem. The native launch on XRPL means that users benefit from the speed, scalability, and low transaction costs that the network is known for, while simultaneously gaining the regulatory advantages associated with Circle’s financial operations.

Interestingly, this milestone follows recent speculation around a potential acquisition of Circle by Ripple. Reports had hinted at a deal valued at approximately $5 billion, raising eyebrows across the crypto community. However, Ripple CEO Brad Garlinghouse later dismissed the claims, clarifying that no such acquisition was underway at this time.

Nonetheless, the collaboration between Circle and Ripple signals a strong alignment in their visions for blockchain-enabled finance. XRPL’s compatibility with USDC further demonstrates its readiness to serve institutional-grade solutions and contribute meaningful innovation in the Web3 space. The stablecoin’s presence on XRPL enhances use cases beyond basic transfers. It can now be employed for cross-border B2B payments, within decentralized applications, and in liquidity provision strategies for decentralized finance protocols.

The launch also comes during a time of significant progress for Circle. After years of development, the company finally went public earlier this month, having secured $1.1 billion through its IPO. Investor interest was evident, as Circle’s stock rose steadily post-listing, closing at over $115 per share this past Wednesday. This financial bolstering gives Circle further momentum to expand USDC utility across diverse networks like XRPL.

Ripple’s XRP Ledger has long positioned itself as a fast, sustainable, and low-cost blockchain for enterprise and institutional finance. The seamless integration of USDC builds on this legacy, offering organizations new tools to facilitate on-chain finance with real-world value. With both Circle and Ripple exploring scalable, compliant solutions, this partnership could unlock new dimensions in financial settlements and crypto-based infrastructure globally.

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As demand grows for faster, regulated digital asset transfers, the presence of USDC on the XRPL reinforces the network’s status as a major player in the evolving financial ecosystem. More importantly, it introduces a new level of liquidity and utility that could attract more adoption from organizations and builders seeking reliable stablecoin infrastructure.