XRP Ledger Welcomes EURØP and USDB Stablecoins

XRP Ledger has expanded its ecosystem with the recent integration of two significant stablecoins, EURØP and USDB. These fiat-backed assets bring enhanced regulatory compliance and financial utility to the blockchain, reinforcing XRP’s role in the evolving global digital finance space.

The introduction of these new stablecoins comes amid increased focus on compliance and regulatory advancement, especially following the progression of the GENIUS Act in the U.S. Senate. This legislation is aimed at establishing a framework for stablecoin oversight, encouraging increased faith in digital assets designed for cross-border transactions.

EURØP: A Euro-Backed Stablecoin from Schuman Financial

Leading the launch is Schuman Financial, a European financial firm, which has brought EURØP to the XRP Ledger as the first euro-denominated stablecoin compliant with the Markets in Crypto-Assets (MiCA) regulation. Operating under the oversight of the ACPR — a regulatory body under the French Central Bank — Schuman ensures full euro backing and redemption capabilities for this asset.

EURØP’s reserves are audited by KPMG and held in reputable financial institutions, including Societe Generale, adding an extra layer of transparency. The stablecoin is strategically positioned as a euro-native settlement solution, ready to power institutional-grade applications across the blockchain spectrum.

This launch leverages the XRP Ledger’s robust infrastructure, which has processed over 3.3 billion transactions and is supported by more than 200 validators. According to Cassie Craddock, Ripple’s Managing Director for UK & Europe, this integration marks a significant step in aligning Ripple’s technology with Europe’s maturing digital finance regulations and growing institutional participation.

EURØP opens up possibilities for various applications, including decentralized finance (DeFi), tokenized assets, and efficient B2B and B2C payment systems. Its compliance with MiCA ensures it’s primed for adoption within Europe’s regulated financial framework.

USDB: A Dollar-Pegged Offering from Braza Group

Parallel to EURØP’s debut, Braza Group—a major player in Brazil’s financial sector—has launched USDB on the XRP Ledger. This stablecoin is pegged 1:1 with the U.S. dollar and backed by both U.S. and Brazilian government securities, ensuring strong asset support and minimal exposure to volatility.

Regular third-party audits validate the reserves behind USDB, underlining Braza’s commitment to maintaining transparency and regulatory alignment. Known for executing over $1 billion in daily interbank transactions, Braza is no stranger to high-volume financial operations.

USDB extends Braza’s blockchain footprint, complementing its previously issued stablecoin, BBRL. This dual-asset approach builds a unified ecosystem on XRPL, aimed at optimizing transactions for local and international markets alike.

Marcelo Sacomori, Braza’s CEO, emphasized that USDB serves as a solution to currency instability while providing faster, more cost-effective cross-border payments. The stablecoin not only supports remittance flows but also acts as a gateway to broader financial inclusion and digital asset participation.

By enabling secure global transfers and offering users a stable refuge from volatile local currencies, USDB plays an instrumental role in democratizing access to financial tools enabled by blockchain technology.

Related: Expert Advice: Sell XRP If You’re Confused

As these two regulated stablecoins make their entry into XRPL’s ecosystem, the network reinforces its standing as a trusted ledger for compliant, enterprise-grade financial operations. These additions reflect the maturity of digital finance and XRP’s growing significance in the global payment infrastructure.