XRP Positioned for Growth Amid Rising Derivatives Adoption

XRP has recently drawn attention from market analysts who believe the digital asset is significantly undervalued—especially if its adoption in derivatives markets continues to grow.

Despite facing downward pressure in the current bear market, XRP is trading around $2.2, a price seen by many experts as failing to capture the asset’s growing utility in financial sectors. Industry voices argue that recent developments point to a drastically higher valuation potential.

One such voice is Jake Claver, Managing Director at Digital Ascension Group (DAG). In a recent statement, Claver emphasized that XRP is “heavily undervalued,” especially given its expanding footprint in the regulated derivatives ecosystem. He argues that broader adoption of XRP in derivatives could significantly adjust its market valuation upward.

XRP Gains Ground in Derivative Trading

The year 2025 has been a landmark for XRP’s presence in the derivatives market. A major milestone came in March when Bitnomial Exchange launched the United States’ first XRP futures product. This offering, known as the XRP US Dollar Myra (XRUY) Futures, is regulated by the Commodity Futures Trading Commission (CFTC)—providing compliant exposure to XRP derivatives for institutional and retail investors alike.

Building on that momentum, Coinbase Derivatives entered the scene in April. Their CFTC-regulated contracts included both traditional 10,000 XRP contracts as well as smaller 500 XRP “nano” contracts designed for more flexible trading strategies.

Perhaps most notably, CME Group—the world’s largest derivatives marketplace—announced plans to launch XRP futures on May 19, pending final regulatory approval. Their suite includes micro-contracts of 2,500 XRP and institutional-grade contracts of 50,000 XRP, signaling strong institutional confidence in Ripple’s native token.

These advancements have helped XRP secure a legitimate and growing share of the financial derivatives territory. The impact is further magnified by the success of other innovative financial products like the Teucrium 2x Daily Long XRP ETF, whose favorable performance was highlighted in an April analysis.

Analysts project that if XRP captures even a modest 1% slice of the global derivatives market—currently estimated at $1 quadrillion—its valuation might soar to as high as $100 per token. Such figures reinforce the asset’s potential upside in the eyes of institutional players and retail investors alike.

XRP’s Potential to Compete With SWIFT

Jake Claver also drew attention to XRP’s competitive potential compared to SWIFT—the established global settlement network for international financial messaging. According to Claver, if XRP manages to process merely 10% of SWIFT’s average daily settlement volume, the ripple effect on XRP’s value could be substantial.

SWIFT facilitates a staggering $6.5 trillion in daily foreign exchange flow. Claver argues that XRP’s efficiency, low fees, and rapid settlement features make it a strong candidate to capture a piece of this market—especially as more financial institutions explore alternatives to legacy systems.

RippleNet, the global payment network that utilizes XRP for liquidity, already showcases the types of advantages XRP brings to cross-border payments. From near-instant transactions to decreased costs, the real-world utility supports the argument for greater adoption and valuation.

Still, despite these promising developments, XRP remains underappreciated in its current trading zone. Commentators like Claver emphasize that the asset’s features—particularly its use in derivatives and as a SWIFT alternative—suggest a significantly higher valuation is justified.

Related: Expert Advice: Sell XRP If You’re Confused

XRP’s ability to absorb financial volume in both derivatives and traditional foreign exchange post-settlement could redefine its role in the broader financial system. While regulatory clarity and adoption hurdles remain, 2025 is shaping up as a transformational year for XRP as investor confidence and institutional backing continue to build.