XRP Set to Outperform XLM in 2025, Say Top AIs

XRP continues to capture attention in the cryptocurrency world, and according to insights from four prominent AI platforms, Ripple’s native token may well be poised to claim victory over Stellar (XLM) in 2025. As digital assets experience renewed momentum, artificial intelligence assessments point strongly in favor of XRP’s performance potential this year.

This past week saw the crypto markets surge, with Bitcoin hitting new highs and altcoins like XRP and XLM seeing significant gains. While XLM impressed with a remarkable 90% weekly price increase, the broader outlook, as analyzed by AI systems, indicates that XRP has the edge moving forward.

XRP’s Competitive Edge

XRP’s fundamental value proposition stands out in several key areas. Large-scale partnerships—such as those with financial giants like SBI and Santander—are strengthening Ripple’s infrastructure. According to ChatGPT, these collaborations, coupled with RippleNet’s On-Demand Liquidity system, highlight XRP’s real-world utility. The token’s use as a bridge currency for cross-border transactions at institutional scale positions it uniquely in the market.

Adding to XRP’s advantages, the potential approval of a spot-based XRP ETF in the United States would be a groundbreaking development. ChatGPT also underscored XRP’s strong community support and a robust technological ecosystem as core differentiators. Overall, the platform presented a compelling argument favoring Ripple’s lead in 2025.

“Given the current information and market sentiment, Ripple (XRP) appears to have a stronger potential for better performance in 2025 compared to Stellar (XLM),” answered Gemini.

Grok shared similar sentiments, emphasizing XRP’s larger market capitalization, inherent appeal to institutions, favorable regulatory outlook, and sustained upward momentum. These strengths suggest a high likelihood of XRP outperforming XLM in the months ahead.

“While both XLM and XRP have strong fundamentals and growth potential, XRP is poised to perform better in 2025 due to its larger market cap, institutional adoption, regulatory tailwinds, and stronger price momentum.”

Perplexity AI further emphasized XRP’s strong positioning by citing higher performance targets, deeper institutional relationships, and major market catalysts working in its favor. All four AI systems were closely aligned in their assessments, with XRP emerging as the dominant choice.

Why Stellar May Miss the Mark

Despite XLM’s powerful showing this week, the general consensus across the AI platforms indicates that it faces a tougher path ahead. While ChatGPT acknowledged that Stellar has avoided legal challenges, unlike Ripple, the platform pointed out a lack of clear regulatory guidance—making it tough for XLM to capitalize on its recent gains.

The absence of a robust institutional presence was another concern. According to the AIs, XLM’s primary use cases—including retail remittances and humanitarian aid—are valuable but represent less lucrative market segments compared to XRP’s institutional applications. These sectors, while socially impactful, do not offer the transaction volume or scalability needed to challenge XRP’s dominance.

Even with its surge, XLM’s price remains roughly 50% below its all-time high from January 2018. Entering 2025 at approximately $0.32, the token now sits just under a 40% gain for the year, pointing to a solid but not stellar performance. In contrast, XRP began the year at $2.08 and has climbed to over $2.80—a 34% increase. Although both assets have gained, XRP’s closer proximity to its historical peak of $3.40 and its ability to retest those levels set it apart.

This disparity in positioning was captured concisely by Perplexity:

“Stellar (XLM) is likely to see steady growth but is not expected to match XRP’s performance unless it achieves a major breakthrough in adoption or technology.”

Related: XRP Price: $12M Max Pain for Bears

In conclusion, while Stellar may offer potential growth under the right conditions, the collective insights from the top AI models overwhelmingly favor XRP in the ongoing battle of blockchain tokens for 2025 dominance. Ripple’s strong market foundation, institutional traction, and ecosystem vitality are setting the stage for a standout year ahead.