XRP is taking a bold step forward in the evolution of institutional crypto adoption with the rollout of RLUSD, Ripple’s new stablecoin. Ripple has teamed up with blockchain infrastructure provider Securitize to enable real-time redemptions of tokenized fund shares – benefiting holders of BlackRock’s $BUIDL and VanEck’s $VBILL funds.

Tokenized finance revolution: Ripple’s RLUSD expands access to seamless on-chain liquidity across traditional investment assets.

How the RLUSD Smart Contract Enables Tokenized Liquidity

According to Ripple CEO Brad Garlinghouse, this integration empowers token holders to convert their shares into Ripple’s RLUSD stablecoin. The technology supports redemptions to RLUSD or ETH anytime – 24/7, 365 days a year – via Securitize’s platform. Support for redemptions into RLUSD on the XRP Ledger (XRPL) is also on the roadmap.

This marks a significant milestone in offering “enterprise-grade instant on-chain liquidity.” With programmable smart contract functionality built into the process, the redemptions are meant to be seamless, autonomous, and efficient—bridging the technological gap between traditional financial products and emerging digital assets.

BUILD and VBILL Fund Integration with RLUSD

Tokenized short-term treasury funds like BlackRock’s $BUIDL and VanEck’s $VBILL mirror traditional financial instruments but function on blockchain networks. The addition of stablecoin exchange support provides fund holders a convenient off-ramp—converting tokenized yields into RLUSD whenever needed.

These structured tokenized funds provide consistent exposure to on-chain yields and different decentralized finance (DeFi) strategies. With RLUSD in place, investors aren’t just limited to crypto markets—they gain added flexibility, liquidity, and accessibility for compliant, automated settlement.

Per a recent Ripple press release, RLUSD functions as a “stablecoin off-ramp” for BUILD and VBILL funds. Jack McDonald, Senior Vice President of Stablecoins at Ripple, emphasized the strategic importance of offering tangible utility for institutional investors:

“Making RLUSD available as an exchange option for tokenized funds is a natural next step as we continue to bridge traditional finance and crypto. RLUSD is for institutional use, offering regulatory clarity, stability, and real utility. As adoption grows, partnerships with trusted platforms like Securitize are key to unlocking new liquidity and enterprise-grade use cases.”

Enterprise-Scale Liquidity for Tokenized Assets

BlackRock’s BUIDL fund already enables share-to-RLUSD redemptions, while VanEck’s VBILL integration is expected in the coming days. The initiative further aligns Ripple’s stablecoin with key institutional players in a bid to enhance programmable asset management for enterprise use.

Securitize’s CEO, Carlos Domingo, echoed this commitment by stating that their integration with RLUSD represents a significant leap forward for tokenized investment products:

“Partnering with Ripple to integrate RLUSD into our tokenization infrastructure is a major step forward in automating liquidity for tokenized assets. Together, we’re delivering real-time settlement and programmable liquidity across a new class of compliant, on-chain investment products—bringing the full potential of blockchain to institutional finance.”

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The strategic alliance between Ripple and Securitize is seen as a bridge between traditional markets and blockchain-based finance. By unlocking real-time, compliant redemption options, RLUSD is poised to become a cornerstone in on-chain liquidity management for tokenized treasury fund holders.