XRP vs Bitcoin: Why XRP Offers Better Investment Potential

XRP continues to command attention in the crypto investment landscape, particularly as comparisons with Bitcoin intensify. In the latest market discussions, industry voices including Edoardo Farina, founder of Alpha Lions Academy, make a compelling case that XRP currently offers superior investment potential compared to Bitcoin.

Farina argues that XRP presents a more favorable risk-reward ratio in today’s market cycle. He notes that XRP’s growth prospects remain grounded in realistic projections, especially when stacked against a Bitcoin price now north of $100,000. In a candid post, he declared, “You’d have to be insane to think Bitcoin at $106K is a better investment than XRP.”

Why XRP May Outperform Bitcoin

As of now, XRP is trading close to $2.10, while Bitcoin hovers above the $100K mark. Farina highlights this stark contrast to illustrate XRP’s potential upside. Looking back at late 2024, XRP held steady around $0.50 while Bitcoin approached the $70,000 level. Following that period, XRP skyrocketed to $3.40 in early 2025, delivering nearly 7X gains to investors.

For example, an investor purchasing 100,000 XRP tokens at $0.50 would have seen the $50,000 investment grow to $340,000 just two months later. Even with the current price around $2.10, holders still retain over 4X returns. Meanwhile, those who invested the same amount in Bitcoin at around $68,000 would only have seen it rise to $112,000 — translating to a rough 64% gain or a peak portfolio valuation of approximately $82,352.

Clearly, XRP significantly outperformed Bitcoin during that period. This performance gap continues to fuel loyalty among XRP supporters.

XRP’s 40X Potential vs Bitcoin’s Limitations

Farina’s bullish outlook on XRP doesn’t imply hostility toward Bitcoin; rather, he emphasizes opportunities where retail investors can maximize returns. In a market where Bitcoin’s massive price tag can be prohibitive — 0.09 BTC currently costs around $10,000 — XRP becomes an attractive alternative with higher perceived upside.

A commenter on Farina’s post argued that even a moderate XRP price increase to $5 or $10 offers superior return multiples than Bitcoin’s more constrained growth path. Investing $10,000 in XRP at $2 would net 5,000 tokens. Should XRP hit $100 — a scenario Farina explored in an earlier statement — that investment would mushroom to $500,000. Comparatively, the same amount put into BTC, even at a stretch target of $500K per coin, would only yield $47,000.

Such projections reflect a theoretical, yet compelling argument for XRP’s high-return potential, especially in scenarios where Bitcoin makes substantial but comparatively limited moves. If Bitcoin were to climb from its current level to $500,000 — about a 5X gain — and XRP rode that wave to $100, it would represent more than 40X returns.

Caution From Skeptics: XRP’s Underperformance Still Looms

Despite strong support for XRP’s upside, critics remain skeptical, noting the project’s historical underperformance. Some argue that XRP has yet to reclaim its all-time high from the 2017–2018 cycle — a period during which Bitcoin has surged from $20,000 to well over $112,000.

This ongoing lag undermines the idea that XRP, simply due to its lower price point, is inherently more profitable. Detractors highlight that history doesn’t automatically favor XRP, especially when previous market cycles haven’t resulted in sustained all-time highs for the asset. One commenter even referenced a detailed opinion article that warns holders to reassess what they’re really investing in.

Still, the bullish argument carries weight with investors who prioritize asymmetric risk-reward opportunities. To them, XRP’s affordability and historical precedent for explosive gains suggest a better chance at wealth creation — especially when compared to Bitcoin’s increasingly mature growth curve.

Related: Expert Advice: Sell XRP If You’re Confused

In light of these perspectives, the debate between XRP and Bitcoin remains as lively as ever. While Bitcoin continues to be the dominant force in crypto, many believe the next big gains could come from XRP — if it delivers on the lofty expectations investors like Farina have forecasted.