XRP Forecast: Could Ripple Hit $157 by 2040?

XRP forecast projections continue to stir debate as new estimates suggest Ripple’s native token could potentially reach $157 by 2040, assuming it captures 40% of gold’s total market capitalization.

The broader cryptocurrency market is currently experiencing a consolidation period, dragging many digital assets—including XRP—into sideway trends. Amid recent geopolitical developments such as the Israel-Iran conflict, XRP has stabilized above the $2 mark and is currently hovering at around $2.16. This valuation gives XRP an overall market cap of approximately $127.5 billion.

Despite its modest performance lately, the XRP community remains optimistic. Many advocates argue that XRP is significantly undervalued, especially considering its growing application in cross-border payments. Ripple’s technology offers a faster and more cost-efficient alternative to traditional financial systems, fueling bullish expectations.

This optimism has resulted in several ambitious price predictions. In April, market analyst Cryptominder suggested XRP could climb to $50 within five years. Later in May, another commentator, BarriC, projected a $100 price target in a shorter timeframe. While these projections highlight growing optimism, many investors remain skeptical due to the massive increase in market cap these valuations would require.

To bring some perspective to these speculations, The Crypto Basic undertook a detailed analysis considering how XRP might perform by 2040 if its market cap were to reach 40% of gold’s market valuation. Gold’s current market cap stands at a staggering $23.185 trillion. Applying the 40% ratio, XRP would need to attain a market cap of around $9.274 trillion.

For comparison, the broader cryptocurrency market currently holds a total valuation of $3.28 trillion, while Bitcoin has a market cap near $2 trillion. Reaching $9.274 trillion would demand a 7,173% surge in XRP’s market value from its current level.

Calculating this growth over the next 15 years results in a compound annual growth rate (CAGR) of about 35%. If XRP could consistently achieve this yearly growth, it would align perfectly with the projected valuation by 2040.

Based on its circulating supply of 58.88 billion tokens, reaching a $9.274 trillion market cap would push XRP’s individual token value to approximately $157. This projection mirrors findings from crypto forecasting platform Telegaon, which predicts that XRP could trade at a high of $160.34 by the year 2040.

XRP Price Prediction | Telegaon

Alternative views on XRP’s long-term value reveal a range of outlooks. For example, ChatGPT, as referenced in a recent article from The Crypto Basic, offered a more conservative estimate of $22 per XRP by 2040. On the flip side, Google Gemini appeared more bullish, projecting XRP could be worth $150 by that time, closely echoing Telegaon’s forecast.

Related: Expert Advice: Sell XRP If You’re Confused

While projections vary widely, they all point toward one consistent narrative: XRP’s utility in streamlining global payments supports the argument for long-term growth. Whether the token can realize such exponential gains largely depends on market adoption, scalability, and continued investor confidence.