XRP Forecast: How Bitcoin’s 2028 Halving Could Fuel a 2,000% Surge

XRP forecast gains renewed optimism as experts analyze its historical behavior following previous Bitcoin halvings and project a dramatic rise after the expected 2028 event.

Bitcoin’s quadrennial halving event — designed to reduce BTC mining rewards by half — traditionally exerts a bullish influence not only on Bitcoin but across the entire crypto ecosystem. As Bitcoin supply tightens and demand remains strong or increases, the resulting scarcity often leads to a surge in price. Ripple’s XRP, due to its strong correlation with Bitcoin’s macro cycles, has also historically posted impressive gains after each halving.

Since XRP’s inception in 2013, it has participated in three Bitcoin halvings. Each instance has proven to be a potential catalyst that ushered in significant gains for the token.

XRP Gains After Past Bitcoin Halvings

During Bitcoin’s second halving in July 2016, XRP traded at a modest $0.0066. By the following June 2017, it had climbed to $0.3662 — a far-reaching increase of 5,448%. The exponential growth highlighted XRP’s momentum when market conditions aligned favorably.

The third halving, in May 2020, saw XRP at around $0.21. Despite facing headwinds — particularly the SEC’s lawsuit initiated in December that year — XRP still rose substantially. By April 2021, it touched a peak of $1.96, representing an 833% surge in just under a year.

Fast forward to the most recent halving in April 2024, XRP traded at $0.55. Continuing the trend, the cryptocurrency rose to a high of $3 by March 2025, roughly 12 months post-halving — a 445% improvement in market valuation.

It’s worth noting that the 2020 and 2024 rallies were somewhat dampened by legal complications with the U.S. Securities and Exchange Commission (SEC). However, the trajectory still upheld a clear post-halving boost for XRP.

Potential Impact from Bitcoin’s 2028 Halving

Looking ahead, the ongoing legal dispute between Ripple and the SEC is moving toward closure. Both parties have reportedly dropped appeals, paving the way for a final settlement. Should this happen before the anticipated next halving in April 2028, XRP would likely enter this cycle free of lingering regulatory uncertainty — a scenario that could enhance investor confidence and market momentum.

Taking an average of the growth seen in previous halving cycles — 5,448%, 833%, and 445% — results in an estimated 2,242% increase. Assuming XRP trades at a conservative $2.00 during the 2028 halving, maintaining this trajectory could push its value to approximately $49.18 by March 2029.

While speculative, these projections align closely with external views, such as those from analysts at Telegaon, who forecast XRP reaching a peak of $48 by 2030.

Of course, key assumptions underpin these figures — particularly the notion that XRP will be at or below $2.00 in April 2028 and that post-halving dynamics will play out similarly to prior cycles. Market volatility, regulatory developments, and technological updates could all influence the outcome.

Still, one constant remains: XRP has historically thrived in the wake of Bitcoin’s halving events, even amidst legal and market headwinds. With a clearer regulatory path and mounting institutional interest in digital assets, the next few years may cement XRP’s position as one of the top altcoins to watch post-2028 halving.

Related: Expert Advice: Sell XRP If You’re Confused

For further information on related market events, read this report on the impact of Ripple’s potential partnerships with 50 central banks.