XRP Holders May Be Early to Generational Wealth

XRP holders may be better positioned than most in the digital finance space, according to insights recently shared by financial strategist Jake Claver. In a featured appearance on the Digital Outlook Podcast, Claver explained why simply owning XRP might put investors ahead of the curve when it comes to achieving financial independence.

Claver, who leads the Digital Ascension Group, emphasized that financial success is personal and should be measured against an individual’s own definitions of wealth and lifestyle. He urged XRP holders to pin down what an ideal life looks like for them—whether it’s living in seclusion or traveling the world—and to calculate the cost of that lifestyle carefully.

“Put pen to paper,” Claver advised, “and figure out the monthly cost of your dream life.” The key, he explained, is to work backwards from that number to establish a realistic financial target.

From Lifestyle Planning to Smart Investment Strategy

Jake Claver provided personal context by revealing his own financial aspirations, noting that his version of freedom involves earning double the amount required for his dream life—all through passive income. He estimated that he’d need about $1.2 million annually, preferably yields from passive investments. To generate that kind of return, assuming an annual yield of 10%, he’d require $12 million in investment capital.

In a speculative scenario where XRP reaches $1,000 per coin, Claver calculated that he’d need to hold 12,000 XRP to reach that wealth milestone. While extremely optimistic, the math reflects his long-term bullish stance on XRP’s future value.

Currently, XRP trades at around $3, which means the token would need to increase in value by over 33,000% to hit that target. Nonetheless, Claver believes that achieving this valuation is possible within the right market conditions. He hinted at a potential 2026 timeline for XRP to reach the $1,000 mark. Meanwhile, Matthew Brienen, the COO of CryptoGuard, gave a more conservative estimate pointing to 2035.

Tailoring Goals to Match Your Market Reality

Claver also acknowledged that not everyone has to reach for the stars. He discussed more accessible financial goals applicable to average investors. For instance, in regions like Texas or Oklahoma, where the cost of living is notably lower, $300,000 a year may be sufficient to live a comfortable life. That level of annual income could be achieved with just 6,000 XRP, assuming the coin reaches $1,000 in value.

Even owning a moderate stash of XRP today can be significant. At current levels, 3,300 XRP costs just under $10,000. According to Claver, such an amount would already place the holder among the top 10% of XRP investors worldwide. Supporting this, statistics from the XRP Rich List confirm that you only need about 2,435 tokens to be counted among the wealthiest 10% of holders.

Claver’s Long-Term Vision: XRP in Six Figures

Claver remains unwavering in his belief that XRP is still significantly undervalued. He likened today’s opportunity with XRP to the early days of Bitcoin when it was priced at just $2. In fact, during a recent interview, he suggested that within the next five years, XRP could potentially surpass $100,000 per token—if the digital asset becomes widely adopted for facilitating global derivatives markets and other massive financial transactions.

This forecast builds on a previous claim from Claver, in which he projected XRP hitting the $10,000 mark by 2027. While these high price forecasts may seem overly ambitious to some, Claver’s conviction is clear: patience is essential. “It’s a long game,” he stated, particularly for those who didn’t accumulate XRP during market lows.

Important Disclaimer: Educational, Not Financial Advice

Though his outlook is profoundly optimistic, Claver added a cautionary note, reiterating that his views are shared for educational and entertainment purposes only. “Always consult with a certified financial advisor,” he reminded listeners, especially before making any significant investment decisions.

Related: XRP Price: $12M Max Pain for Bears

Overall, Claver’s message is simple but profound: if you own XRP today, you may already be ahead of the financial pack. The key lies in vision, discipline, and a long-term perspective.