XRP has long captured investor imagination with its utility in the blockchain payments sector, and ambitious price predictions only add fuel to the fire. At its current trading price of $3.10—after gaining 447% over the past year—the asset is seen by many as still undervalued. But what if it skyrocketed all the way to $2,000? One intriguing question being posed is: how many XRP tokens would it take to surpass the net worth of Tesla CEO Elon Musk?

What’s Fueling XRP Price Speculation?

The idea that XRP could reach a four-digit valuation isn’t universally accepted, but notable voices in the crypto space believe it’s within the realm of possibility. Jake Claver, Managing Director at Digital Ascension Group, said in May that XRP remains “heavily” undervalued, adding that increased adoption could drive up its valuation dramatically.

Others have voiced similarly bold predictions. While skeptics scoff at XRP hitting $100 or even $200, some analysts have gone much farther. For example, researcher Anderson asserted that if Bitcoin could reach $1 million, then XRP hitting $1,000 isn’t outlandish. Back in April, CryptoGuard CEO Matthew Brienen weighed in with a prediction that XRP could reach $1,000 within 10 years.

Taking things a step further, Jake Claver told viewers during a July episode of The Good Morning Crypto show that XRP could soar to $2,000 by 2026. This would mean a staggering 64,416% increase from its current rate.

Crunching the Numbers: Surpassing Elon Musk

Let’s explore the feasibility of matching—or even surpassing—the world’s richest individual if XRP ever reached that $2,000 milestone. According to Forbes, Elon Musk currently holds a net worth of approximately $413.8 billion.

To amass the same wealth through XRP holdings at a token price of $2,000, an investor would need 206.9 million XRP tokens. At today’s market rate of $3.10 per token, acquiring this many coins would cost roughly $641.39 million.

Interestingly, just ten months ago in November 2024––before the recent bullish surge in XRP’s price—these same holdings could’ve been obtained for only $103.45 million. The sharp rise emphasizes XRP’s potential to reshape portfolios when timed right.

Elon Musk’s current net worth, according to Forbes

How Realistic Is a $2,000 XRP?

While the math is straightforward, the realism of such high projections is more complex. If XRP were ever to reach $2,000, its market capitalization would balloon to $118.8 trillion. For perspective, that’s significantly greater than the entire global M2 money supply, which sits at around $95 trillion.

This makes the $2,000 valuation highly improbable under today’s global financial structure. Such a scenario would require fundamental shifts in global finance and extraordinary levels of adoption and utility for XRP.

Related: XRP Price: $12M Max Pain for Bears

In conclusion, while accumulating enough XRP to rival Musk’s wealth may spark the imagination, the likelihood of XRP reaching $2,000 remains extremely low. Still, the excitement surrounding XRP and its real-world applications continues to provide fertile ground for speculation and long-term investing.