XRP price projections have taken a bold turn, with Changelly forecasting an astronomical rise for the cryptocurrency by the year 2040. As XRP continues to trade near $3, speculation on its long-term value is intensifying.

Changelly’s Price Projections for XRP

According to a comprehensive analysis from crypto exchange Changelly, XRP could potentially reach $501.59 by February 2040. This would mark a staggering 17,499.7% increase from its current value. The report further predicts an average price of $436.40 and a minimum floor of $414.86 for that month.

Changelly’s optimism doesn’t end there. The exchange envisions XRP hitting $2,406 in December of the same year, translating to a mind-blowing 84,321.1% return for investors who enter at today’s prices. Its models suggest XRP could cross the four-digit mark as early as May 2040, with the lowest expected price of that year being $257.34.

Ambitious, Yet Not Unprecedented Growth

Although such projections seem extreme, historical patterns in the crypto market offer some context. XRP exploded in value between 2017 and 2018, rising over 75,000% before experiencing a dramatic drop of more than 95%. This kind of volatility both excites and concerns investors hoping for outsized returns.

However, as cryptocurrencies reach larger market capitalizations, their growth tends to slow. For XRP to trade at $500, it would require a market cap exceeding $29.75 trillion—outpacing today’s estimated value of all gold holdings, which stand around $22 trillion. At $2,406, XRP’s valuation would climb to an era-defining $142.9 trillion, surpassing the current total of the global stock market.

For comparison, Telegaon anticipates Bitcoin might reach above $2.5 million by 2040, reflecting a market cap of around $53 trillion. Changelly doubles down with an even higher BTC valuation of over $5.6 million per coin, implying $119 trillion in market value. Despite this bullish stance on Bitcoin, XRP’s projected market dominance at $2,406 is viewed by many analysts as excessively optimistic.

Community Insights and AI Timelines

The idea of XRP reaching three- or four-digit territory isn’t limited to Changelly alone. Influential crypto figure Linda Jones believes the coin can surpass $100, while Jake Claver of DAG management has hinted at the possibility of a $10,000 XRP, though timelines remain speculative.

Artificial intelligence platforms have chimed in as well. ChatGPT estimates XRP could hit $501.29 between 2040 and 2050 but calls the $2,406 target highly speculative and fails to offer a timeline for such a scenario.

ChatGPT’s analysis suggests the $501 mark may be reachable, while $2,406 lacks credibility under current trends.

Google Gemini declined to project any targets, labeling them as too speculative for a credible estimate. On the other hand, Grok AI noted that $501.59 could be feasible between 2030 and 2035 in highly favorable conditions. For the $2,406 projection, however, Grok believed it would not be attainable within the next two decades without dramatic changes in global crypto adoption.

Grok suggests optimistic targets are conditional upon global market transformation.

Related: XRP Price: $12M Max Pain for Bears

Final Thoughts on XRP’s Future Valuation

While the future price of XRP remains speculative, these forecasts add fuel to the ongoing conversation about its long-term potential. Whether or not it eventually achieves $501 or $2,406, the differing views from market analysts and AI models illustrate one thing clearly—interest in XRP’s trajectory remains strong as investors weigh both risks and rewards in this volatile sector.