XRP Price: Greg Kidd on What Matters

What to Know:

• Greg Kidd, an early Ripple executive, emphasized the importance of XRP liquidity over price for its long-term utility.
• Kidd’s perspective highlights the distinction between XRP’s role as a bridge asset and Ripple’s broader payment infrastructure goals.
• His comments underscore the need for deep, efficient markets to facilitate institutional adoption and cross-border payments using XRP.

An early Ripple executive, Greg Kidd, recently reiterated the importance of liquidity for XRP’s long-term viability. Kidd’s comments, resurfaced by Digital Asset Investor, emphasize that XRP’s utility as a bridge asset hinges on its liquidity, not just its price. This perspective is particularly relevant as institutional interest in digital assets grows and market participants seek efficient mechanisms for cross-border value transfer.

Greg Kidd’s Early XRP Position

Kidd confirmed he secured a substantial XRP position early in its history, representing approximately 1% of the total supply. This early involvement underscores his belief in XRP’s potential as a utility token, predating much of the current market structure and speculative trading activity. His long-term perspective provides valuable context as XRP navigates regulatory scrutiny and evolving market dynamics.

XRP’s Role as a Bridge Asset

Kidd likened XRP to “oil” within the Ripple ecosystem, highlighting its role as a neutral intermediary for cross-border currency transfers. While Ripple develops payment infrastructure to compete with traditional systems like SWIFT, XRP operates independently as a fast and liquid bridge between currencies. This distinction is crucial for understanding XRP’s value proposition beyond Ripple’s corporate success.

Liquidity as a Key Determinant

Kidd stressed that XRP’s success depends more on its liquidity than its price. High liquidity enables efficient entry and exit for market participants, minimizing friction and facilitating seamless transactions. Without deep and efficient markets, XRP cannot effectively function as a bridge asset, regardless of its price level. This emphasis on liquidity aligns with institutional requirements for efficient settlement and risk management.

Supply, Demand, and Potential Upside

Kidd acknowledged that price appreciation could follow increased demand and improved liquidity. As XRP adoption grows and markets deepen, higher demand could lead to higher valuations over time. However, he cautioned that liquidity remains the primary driver of XRP’s utility, suggesting that price gains should be viewed as a secondary effect of its functional value.

When asked about XRP Price Greg Kidd(10th employee @ripple ) had two words.
Liquidity & Supply pic.twitter.com/B5jO268o8o

— Digital Asset Investor (@digitalassetbuy) December 31, 2025

Kidd’s Vision for Blockchain Banking

More recently, Kidd has expressed a vision for Ripple to potentially absorb legacy banks by integrating blockchain technology. As the head of Vast Bank, he aims to pioneer blockchain banking by issuing FDIC-insured U.S. dollar tokens on the XRP Ledger. This approach leverages fractional-reserve banking for capital efficiency while offering consumer protections and round-the-clock payment capabilities. Such initiatives could further solidify XRP’s role in the evolving financial landscape.

Greg Kidd’s perspective provides a grounded view on XRP’s potential, emphasizing liquidity and utility over speculative price movements. As institutional interest in digital assets continues to grow, the focus on market depth and efficient settlement systems will likely become increasingly important. XRP’s ability to maintain high liquidity and facilitate seamless cross-border transactions will ultimately determine its long-term relevance in the global financial system.

Related: XRP Signals Growth as Next-Gen Infrastructure

Source: Original article