XRP Investment: Why Digital Ascension Group Backs It Fully

XRP investment has become the central focus of Jake Claver, Managing Director at Digital Ascension Group. In a recent post shared on X (formerly Twitter), Claver explained why he’s placing all his bets on the XRP token. His insights shed light on why XRP could be positioned as a transformative player in the evolving global payment system.

Claver’s enthusiasm is grounded in XRP’s potential to serve as a universal bridge currency for large-value financial transactions. Specifically, an infographic he shared titled “Interledger: Enabling Interoperability Across Platforms 2020–2025” illustrates how XRP is envisioned as a central hub that links traditional finance systems with modern digital platforms.

The visual breaks down into two sides: On the left are legacy payment systems such as Japan’s Zengin, the EU’s SEPA, ACH, Fedwire in the U.S., the UK’s FPS, and China’s HVPS. Meanwhile, the right side features global institutions and digital titans—Bloomberg, Fidelity, SAP, Apple, IBM, Tesla, PayPal, Amazon, Microsoft, and Google. At the center of this ecosystem is the “XRP Ledger,” suggesting that XRP could intermediate transactions between these networks.

This conceptual framework proposes that the Interledger Protocol (ILP), with XRP integrated at its core, may usher in a seamless financial grid—one capable of routing payments between legacy banking networks and futuristic platforms. For instance, someone could initiate a payment using Japan’s Zengin, and the transaction could be settled on Amazon’s system in the United States via XRP, sidestepping the fees and frictions of traditional channels like SWIFT.

Despite this compelling vision, several critics question the depiction of XRP’s role. While Ripple co-developed the Interledger Protocol in 2015, the system is designed to be blockchain-agnostic. It uses connectors to route value across multiple ledgers and blockchains, making it possible to execute transactions without necessarily involving XRP.

Furthermore, the financial institutions and platforms highlighted in the infographic—such as SEPA, Fedwire, Apple, and Amazon—have not formally adopted the Interledger Protocol or indicated plans to integrate XRP for payments. Detractors argue that the graphic leans heavily on theory rather than practical implementation.

Another key factor that complicates XRP’s adoption trajectory is the ongoing lawsuit filed by the U.S. Securities and Exchange Commission (SEC) in 2020. The case alleges XRP was sold as an unregistered security, causing regulatory uncertainty that limits its institutional adoption. As discussed in earlier analyses, like this one, these issues present barriers that XRP must overcome before realizing the vision portrayed in the infographic.

Nonetheless, Claver remains steadfast in his support. His belief is likely underpinned not just by the technology but also strategic business alignments, such as his firm’s existing collaborations with Ripple-backed Standard Custody & Trust. This relationship may further affirm his confidence in XRP’s future utility.

In response to the social media attention his investment choice garnered, fellow crypto researcher and enthusiast Michael Graziano reminded followers that Claver’s decision is personal. “Every investor has their own strategy,” he noted. Claver acknowledged this viewpoint, underscoring that his enthusiasm for XRP doesn’t necessarily translate into investment advice for others.

Related: $2.3 Trillion Liquidity Shock: Franklin Templeton Says XRP Is Next in Line for Massive Inflows

To summarize, while XRP’s potential role as a global bridge currency is still subject to much speculation and regulatory scrutiny, it continues to attract high-profile believers like Jake Claver. His confidence represents the broader optimism many in the crypto space hold for an interconnected financial future driven by blockchain innovation.