XRP continues to stir hope among crypto enthusiasts, with many community members envisioning it as a ticket to early retirement. As XRP’s market shows signs of renewed optimism, a discussion has reignited around how high XRP’s price must climb to secure financial independence.

Community Weighs In: What XRP Price Means Early Retirement?

King Karan, a seasoned crypto investor and Chief Marketing Officer at Monerex, recently sparked this discourse with a tweet asking XRP holders what price point would allow them to leave their full-time jobs. The answers unveiled a diverse range of aspirations among the XRP community, from conservative to wildly optimistic targets.

Investor Brian Hassine put forth a realistic number: $10. With XRP currently trading around $2.85, this would require more than a threefold price increase. For someone seeking a $1 million retirement cushion, it would mean holding a stake of over 100,000 XRP tokens.

Other community members suggested higher benchmarks. One user, known as Mullen Station, pointed to $100 per XRP as his ideal early retirement figure, noting he’d continue working on passion projects, financed by passive income. Another contributor, XRPrizot, envisioned £200 per XRP as truly life-transforming, although he noted that even £50 could support extended breaks from work.

Bigger Bets: The Hopes for $500 or Even $1000 XRP

While many opted for attainable numbers, others took a more ambitious stance. In fact, there’s a recurring theme across the XRP community of projecting sky-high valuations. Some members referenced meme-level targets like $589, a figure that has gained mythical status. A segment of respondents even suggested $1,000 per XRP as achievable.

This bullishness is not without its foundations. Forecasts like Changelly’s prediction of XRP hitting $2,400 by 2040 feed into such optimism. Additionally, industry figure Jake Claver has made bold claims that XRP could eventually reach $10,000. If realized, such high prices would turn even modest XRP holdings—say 100 tokens—into a million-dollar portfolio.

Community reactions show varying XRP price targets—from $10 to over $1,000—as investors envision retirement futures.

Beyond the Numbers: Purpose Over Profit

Interestingly, not all responses focused on monetary freedom. Some XRP enthusiasts highlighted broader personal goals. Amelia Rosee expressed that accumulating more XRP was her priority, steering clear of any retirement objectives.

Another community voice, Gaius, emphasized the emotional aspect of investing. “XRP is not my means to retirement,” he noted, implying that his motivation lies in maintaining purpose and passion, rather than stepping away from work entirely.

On the flip side, X user TheKaspaMaxi added a nostalgic twist, stating that those who could retire from XRP already have. His view reflects a common concern: new investors may have missed the window for game-changing gains.

Related: XRP Price: $12M Max Pain for Bears

Final Thoughts: Aspirations Collide with Reality

With XRP still trading significantly below the levels most investors associate with early retirement, the token’s future remains uncertain but full of potential. The ongoing conversation underscores how strongly the community believes in XRP—not merely as a financial asset, but as a life-shaping opportunity. Whether aiming for 10x growth or dreaming of four-digit prices, XRP fans continue to hope that their digital assets can unlock more than just profits.