XRP could witness a significant rise in value by 2033 if Ripple successfully capitalizes on the emerging $18.9 trillion tokenization market.

The Future Value of XRP: A $189 Target?

A recent scenario laid out by market analyst Brad Kimes of Digital Perspectives presents a bullish trajectory for XRP, projecting it could climb from $10.40 in 2026 to $189 by 2033. This bullish forecast coincides with Ripple’s intensified engagement in the global tokenization space, especially following its recent partnership with the Blockchain Association of Singapore (BAS).

The foundation of this price outlook is Ripple’s strategic focus on the tokenization market, which consultancy firm Boston Consulting Group forecasts will reach $18.9 trillion by 2033. Tokenized assets are expected to disrupt areas like payments, capital markets, and trade finance.

Projected growth in tokenization may redefine XRP’s role in global finance by 2033.

How Ripple Plans to Lead the Tokenization Wave

Ripple is positioning itself at the forefront of tokenized finance by promoting institutional-grade digital asset custody as a core infrastructure layer. In a recent Singapore workshop, Ripple outlined five foundational elements essential for effective custody systems in the digital era:

• Compliance-by-design: Custody services must embed compliance from the outset, particularly under regulations in markets like Singapore.
• Flexible models: Financial institutions need tailored custody solutions, including self-managed, third-party, or hybrid options.
• Operational resilience: Custody platforms must ensure continuous performance, even in disruption scenarios, meeting standards such as the EU’s DORA.
• Governance: Transparency, audit trails, and independent oversight are required to establish trust with institutions.
• Stablecoin scaling: Custody plays a critical role in enabling stablecoin adoption for liquidity and payments, while maintaining regulatory alignment.

Global Adoption and Market Readiness

A joint report driven by Ripple and Boston Consulting Group emphasizes that financial institutions in the Asia-Pacific region are becoming more open to cryptocurrency usage. Approximately 71% reported increased confidence in digital assets within the past six months, and over half plan to adopt custody services in the near future.

This shift signals broader institutional readiness for the tokenization revolution. As these entities embrace advanced asset management strategies, Ripple’s infrastructure—and by extension XRP—could benefit significantly.

XRP’s Role in the Tokenized Economy

XRP is strategically placed to facilitate cross-border payments and serve as a bridge asset between tokenized currencies and stablecoins. Ripple’s development of RLUSD, a stablecoin issued under a New York Trust Charter and backed by reserves with independent audits, highlights this intent.

If Ripple’s tokenization efforts scale effectively, XRP could become an integral utility asset within a multi-trillion-dollar marketplace. Many XRP supporters, like Brad Kimes, believe the token’s value could align with its expanded role in powering next-gen financial infrastructure.

Conflicting Forecasts: $189 or $0.13?

While the $189 target price is ambitious, reaching it requires XRP to surge over 6,600% from its 2025 price of $2.82. Not all analysts share such an optimistic viewpoint. Dom Kwok, founder of EasyA, believes XRP could reach as high as $1,000 by 2030, while market researchers at Bitwise remain cautious, warning that the token could tumble to $0.13 if its utility fails to materialize effectively.

Related: XRP Price: $12M Max Pain for Bears

What remains clear is that XRP’s future will be closely tied to Ripple’s success in establishing trust, compliance, and scale within the tokenized finance ecosystem.